For those who are just beginning the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer but it can be difficult and confusing to apply for a business credit card. Here are a few tips to be aware of the process of getting the credit card.
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Brex provides a broad range of financial services, including corporate credit cards as well as spend management and expense management software. It offers a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups build their credit history. The applicants don’t have to pay interest or provide personal guarantees. Instead, applicants are evaluated on their company’s business model and spending habits.
Applicants can have up to a 100 percent credit limit. The limit is determined by the amount of money a customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card You can earn rewards on purchases. For example, you can earn four points when you travel booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a budget management tool. The card provides a range of benefits, including a simple 1.5% cashback rate on all purchases. The card has no annual charges and doesn’t need any other requirements other than having a high credit score.
A business credit card with a low-interest rate is a great option for businesses that are just starting out. A business credit card with additional protection may be a viable option.
One of the main advantages of a low-interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you’ll have to pay every month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards designed for start-up companies. It offers many advantages, such as a huge sign up bonus, purchase protection, and travel perks. It has some downsides.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any introductory APR promotions and the spending limit may not be appropriate for your company. This isn’t the most efficient points-earning feature.
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On the other side, the Ink Business Preferred Card offers several other valuable features, including liability coverage as well as primary coverage for car rental and a shopping insurance. These benefits are perfect for small business owners.
Furthermore it is worth noting that the Ink Business Preferred Card is a great method to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For example when you spend $500 on purchases with your card within the first three months, you’ll receive a 100,000-point welcome bonus.
If you’re a new business owner in search of a business credit card you might want consider Divvy. This card comes with a wide range of benefits and features. You can also monitor your business expenses with this card.
Divvy is compatible with external accounting software that allows users to quickly view financial expenses. You can create budgets, set maximum limits and request money. It also lets you set an expense limit for your employees.
Divvy also has a corporate card. The cards analyze your company’s finances and determine the amount you’ll need to spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive rates of interest for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash back. Certain cards provide rewards for shopping and traveling and others can be used to improve your credit score.
There are numerous credit card issuers you could choose from, such as Chase. However, you should consider the ways you will use a particular credit card. It is important that you locate the best business credit card to meet your needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. This card offers solid rewards for a variety of purchase categories and even covers employees’ mobile phone costs.