If you’re starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” Although the answer is yes it can be a bit confusing and overwhelming to apply for a business credit card. Here are some things to learn about getting credit card.
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Brex 30
Brex provides a variety of financial services, such as corporate credit cards, spend management, and expense management software. Brex offers a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card for start-ups that helps them establish their credit histories. It doesn’t charge interest or provide a personal guarantee. Instead, applicants are assessed by the company’s business model and spending patterns.
Applicants can have up to 100 percent credit. The limit is determined by the amount the customer has in their Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spending management tool. It comes with a myriad of benefits, including a fixed 1.5 percent cash-back rate on all purchases. There are no annual fees, and the card doesn’t require other requirements aside from an excellent credit score.
A business credit card with low interest is a great option for those who are just starting out. You may also look into a credit card for business that provides additional security.
A low-interest business credit cards are very convenient because you don’t have the worry of managing multiple credit cards or worrying about how much money you’ll be able to afford each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards that are designed for startups. It offers a range of benefits, such as a high sign-up bonus, purchase protection, as well as travel perks. However, it does have a few drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There are no introductory APR promotions to be found and the spending cap may be too low for your business. It’s also not the most effective points-earning program.
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On the other side the Ink Business Preferred Card offers a lot of other useful features, including liability coverage, primary car rental coverage and a shopping insurance. These benefits are ideal for small business owners.
Additionally, the Ink Business Preferred Card is an excellent opportunity to earn points. When you spend money in certain categories, you’ll earn 3 points for every dollar you spend. For example, if you spend $500 on purchases on your card within the first three months, you will receive a 100,000-point welcome bonus.
Divvy
If you’re a new business owner in search of a business credit card You might want to think about Divvy. This type of credit card provides various benefits and features. It also allows you to monitor your business expenses.
The Divvy app can be used alongside any other accounting software to allow users to see their financial expenses. The software lets you create a budget, restrict spending and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards review your company’ finances and help you decide what amount of money you’ll need to invest every month. Contrary to traditional business credit cards, Divvy does NOT require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to know the rate of the company before applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure best rates of interest on business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Some cards offer rewards for shopping and travel while others can be used to to build credit for your business.
In addition to the top business credit cards from Chase, there are other credit card issuers are available to. You should also consider how you will use the credit card. It is essential to choose the appropriate business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card is a great way to earn rewards for various categories of purchases and even will pay for employees’ cell phone bills.