If you’re thinking of creating your own business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is a resounding yes however the process of obtaining an official business credit card can be daunting and confusing. Here are some things you need to know about how to get credit card.
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Brex provides a range of financial services including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for new businesses.
The Brex Card, or Brex for Startups, is a credit card that helps entrepreneurs build credit histories. Applicants don’t pay interest or have to provide personal guarantees. Rather, applicants are evaluated by the business model of the company and spending patterns.
Customers can get up to a 100 percent credit limit. This limit is determined by the amount of money customers have in their Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points for booking travel. Additionally, you can earn three points on dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spending management tool. The card comes with a host of benefits including a flat 1.5 percent cash back rate on all purchases. The card does not have annual fees and doesn’t have any other requirements other than having a credit score of at least.
For a startup business benefiting from a business credit card with low interest could be very appealing. A business credit card with additional security might be an option.
One of the key advantages of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll be able to pay each month. This is especially relevant if you’re trying to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards that are designed for startups. It provides a wide range of benefits, like a high sign-up bonus, purchase security, and travel perks. It does have some drawbacks.
The Ink Business Preferred Card may not be ideal. There are no introductory APR offers and the spending limit might not be suitable for your company. It’s also not the most generous point-earning system.
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On the other hand, the Ink Business Preferred Card offers many other beneficial features, including liability coverage, primary car rental coverage, and a shopping protection. These benefits are ideal for small business owners.
Moreover, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For instance, if charge $500 in purchases to your card in the first three months, you’ll get a welcome bonus of 100,000 points.
The Divvy card is a great choice for startup business owners seeking business cards. The card comes with a range of advantages and features. It also allows you to track your business expenses.
Divvy works with external accounting software and enables users to quickly view financial expenses. The program allows you to set a budget, limit spending, and request funds. Additionally, Divvy lets you set a spending limit for your employees.
Divvy also offers a corporate card. These cards analyze your business finances and allow you to decide on how much you should spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to find out the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards provide the chance to secure most favorable interest rates on business loans. They can also offer useful rewards. For instance one card, the Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Some cards offer rewards for shopping and travel, while others can be used to boost your credit score.
There are a myriad of credit card issuers to choose from, such as Chase. However, you must think about how you will utilize a specific credit card. It is important that you locate the best business credit card that meets your requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card a great option. This card gives you solid rewards for a variety of purchase categories and even covers employees’ mobile phone expenses.