If you’re thinking about creating your own business, the first important thing to consider is “Can I get my business credit card?” The answer is a resounding yes however, the process of obtaining an enterprise credit card can be daunting and confusing. Here are some tips to be aware of the process of applying for the credit card.
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Brex 30
Brex offers a variety of financial services including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for startups.
The Brex Card, or Brex for Startups, is a credit card that helps startups establish their credit history. It doesn’t charge interest or have to provide personal guarantees. Rather, applicants are evaluated by company business model and spending habits.
Credit limits up to 100 percent are allowed for applicants. The limit is determined by the amount customers have in their Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you’ll earn four points on trips booked through Brex Travel. Additionally, you can earn three points on dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spending management tool. The card comes with a range of benefits, including a simple 1.5 percent cashback on all purchases. There are no annual fees, and the card doesn’t have other requirements other than an excellent credit score.
A business credit card with a low-interest rate is a great option for those who are just starting out. A business credit card with additional security could be an option.
One of the most important advantages of a low interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you can afford to pay off every month. This is especially true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It offers a range of benefits, including a high sign-up bonus, purchase protection, and travel benefits. However, it also has several drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR offers and the spending limit might not be suitable for your business. Furthermore, it’s not the most generous points-earning feature.
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On the other side the Ink Business Preferred Card offers many other beneficial features, including liability coverage and primary car rental coverage as well as a shopping security. These perks are great for small-scale business owners.
Additionally, the Ink Business Preferred Card is a great opportunity to earn points. Spend in certain categories , and you’ll earn three points per dollar. For example when you spend $500 on purchases made with your card within the first three months, you will receive a 100,000-point welcome bonus.
Divvy
The Divvy is a great option for entrepreneurs who are starting their business and looking for business cards. This card offers a variety of benefits and features. It also allows you to keep track of your business expenses.
Divvy is compatible with any external accounting software to allow users to view their financial expenses. You can create budget, set limits, and request funds. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards look at your company’s financial situation and decide on how much you can spend each month. Contrary to traditional business credit cards, Divvy doesn’t require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate of the company prior to you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure most competitive rates of interest for business loans. They also offer rewards. For example, a Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Some cards offer rewards for shopping and travel as well as other cards that can be used to help build your business’s credit.
Apart from the top business credit cards offered by Chase and other credit card issuers you can turn to. You should also think about how you will use the credit card. It is important that you find the right corporate credit card for your needs.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. This card gives you solid rewards for various purchase categories and even will pay for employees’ mobile phone expenses.