If you’re thinking about starting an enterprise, the most important question is “Can I get my business credit card?” The answer is yes however, the process of applying for an official business credit card can be daunting and confusing. Here are some things you need to know about the process of getting credit card.
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Brex 30
Brex provides a range of financial services including corporate credit cards, spend management and expense management software. Brex offers a complete financial solution for startups.
The Brex Card, or Brex for Startups, is an account that helps startups build their credit history. It doesn’t charge interest and don’t have to provide personal guarantees. Instead, applicants are evaluated based on their business model and their spending habits.
Credit limits as high as 100 percent are allowed for applicants. The limit is determined based on the amount of money that is in a customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
You can earn valuable rewards with the Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also receive three points when dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and spend management tool. It offers a wide range of advantages, including a fixed 1.5% cashback rate on all purchases. There are no annual fees, and the card does not have other requirements aside from having a high credit score.
A low-interest business credit card is a great choice for new businesses. A business credit card that offers additional security could be a viable option.
One of the primary advantages of a low-interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll have to pay each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards for new businesses. It comes with a range of benefits, such as the highest sign-up bonus, purchase protection, and travel benefits. However, it has several drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any initial APR promos and the spending limit may not be appropriate for your business. It’s also not the most effective points-earning feature.
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On the other hand it is worth noting that the Ink Business Preferred Card offers many other beneficial features, such as liability insurance as well as primary coverage for car rental and a shopping protection. If you’re a small-sized business owner, you’ll surely get these benefits.
Moreover that, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories and earn three points per dollar. For example for example, if you spend $500 on purchases with your card within the first three months, you will get a 100,000 point welcome bonus.
Divvy
If you’re a business owner looking for an enterprise credit card you might want consider Divvy. The card comes with a range of advantages and features. It also allows you to track your business expenses.
Divvy can be used with accounting software and enables users to easily view financial expenses. You can create budgets, set the limits, and request funds. Additionally, Divvy permits you to set a spending limit for your employees.
Divvy also offers corporate cards. These cards assess your company’s financial situation and decide on how much you’ll have to spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure most favorable rates of interest for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash back. Certain cards provide rewards for shopping and travel as well as other cards that can be used to help improve your company’s credit score.
Apart from the top business credit cards offered by Chase, there are other credit card issuers you can choose from. You should also think about the method of use for the credit card. It is important to find the best business credit card that will meet your particular needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card a fantastic option. This card provides solid rewards for various categories of purchases and even covers cell phone bills.