For those that are starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although there is a yes answer but it can be difficult and confusing to apply for an enterprise credit card. Here are a few things to be aware of when applying for an credit card.
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Brex provides a variety of financial services, such as corporate credit cards and spend management as well as expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is a credit card that helps startups establish their credit history. Applicants don’t pay interest or provide personal guarantees. Instead, applicants are evaluated on their financial model and spending habits.
Credit limits as high as 100 percent are allowed for applicants. This limit is determined by the amount of money the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you could get four points on travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as an expense management tool. The card comes with a variety of benefits including a flat 1.5 percent cash back rate on all purchases. There are no annual fees, and the card doesn’t require other requirements other than a good credit score.
For a startup business, the benefits of using a business credit card that is low-interest can be extremely appealing. It is also possible to consider a business credit card which offers additional security.
A low-interest business credit card are extremely convenient since you don’t have the worry of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is especially true if you’re looking to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for new companies. It provides a wide range of benefits, such as an impressive sign-up bonus, purchase protection, and travel perks. However, it does have some drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any introductory APR promotions to be found, and the spending cap may be too low for your business. Furthermore, it’s not the most generous points-earning program.
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On the other side however, the Ink Business Preferred Card offers several other valuable features, such as liability insurance as well as primary coverage for car rental as well as a shopping security. As a small-scale business owner, you’ll surely benefit from these perks.
Additionally to that, the Ink Business Preferred Card is a great opportunity to earn points. When you spend in specific categories, you’ll earn three points for every dollar you spend. For instance, if you charge $500 in purchases to your card in the first three months, then you’ll be rewarded with an initial bonus of 100,000 points.
The Divvy is a great option for entrepreneurs who are starting their business and seeking an business card. This kind of card comes with many benefits and features. You can also track your business expenses with this card.
Divvy can be used with accounting software and enables users to easily monitor the financial expenses. You can then create a budget, set maximum limits and request money. Additionally, Divvy lets you set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards evaluate your business’s financial situation and decide on how much you’ll need to spend every month. As opposed to traditional business credit card, Divvy doesn’t require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards are an opportunity to secure the best interest rates on business loans. They can also provide valuable rewards. For instance one card, the Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash back. Some cards offer rewards for travel and shopping, and others can be used to improve your company’s credit score.
In addition to the top business credit cards offered by Chase but there are many other credit card issuers that are available to. It is important to consider how you will use the credit card. It is important that you find the right business credit card to meet your requirements.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent option. This card offers solid rewards on different categories of purchases and even will pay for employees’ cell phone bills.