If you are thinking of starting your own business, the most important question is “Can I get my business credit card?” Although the answer is yes, it can be confusing and overwhelming to apply for a business credit card. Here are some things to learn about getting a credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards spending management, as well as expense management software. It offers a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish credit histories. The applicants don’t pay interest or have to provide a personal guarantee. Instead, applicants are evaluated based on their company’s business model and their spending habits.
Applicants can have up to 100 percent credit limit. This limit is determined by the amount of money customers have in their Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
You can earn rewarding rewards when you use the Brex Corporate credit card. For example, you can earn four points on trips booked through Brex Travel. You can also receive three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and a spend management solution. The card provides a range of advantages, including a fixed 1.5 percent cashback on all purchases. There are no annual charges, and the card doesn’t have any other requirements except for a good credit score.
A business credit card with low interest is a great option for those who are just starting out. A business credit card with additional security could be a viable option.
One of the main features of a low-interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll have to pay off each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It comes with a range of benefits, including an impressive sign-up bonus, purchase protection, and travel perks. However, it also has some disadvantages.
The Ink Business Preferred Card may not be the perfect choice for your business. There are no introductory APR offers and the spending limit may not be appropriate for your business. Moreover, it’s not the most generous point-earning system.
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On the other side however, the Ink Business Preferred Card offers many other beneficial features, such as liability insurance in addition to primary car rental insurance, and a shopping protection. These benefits are ideal for small business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend money in certain categories, you’ll earn 3 points per dollar you spend. For example, if you add $500 worth of purchases to your card in the first three months, you’ll get an offer of 100,000 points.
Divide
Divvy is an excellent choice for business owners who are just starting out looking for an business card. This card offers a variety of benefits and features. You can also keep track of your business expenses by using this card.
Divvy works with external accounting software that allows users to quickly view the financial expenses. The software lets you create a budget, restrict spending and request money. It also lets you set an amount of money you can spend for your employees.
Divvy also has a corporate card. The cards analyze your company’s financial situation and decide on how much you can spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to understand the company’s rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the highest rates of interest on business loans. They also offer rewards. For instance the Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Certain cards provide rewards for shopping and traveling as well as other cards that can be used to help build your business’s credit.
There are a variety of credit card issuers you could choose from, including Chase. It is important to consider how you will use the credit card. It is vital to select the correct corporate credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. The card is a good option for earning rewards for various categories of purchases and even covers mobile phone bills.