For those that are starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes, but the process of getting the business credit card could be daunting and confusing. Here are a few things to be aware of before obtaining a credit card.
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Brex provides a range of financial services like corporate credit cards, spend management and expense management software. It offers a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups build their credit history. It doesn’t charge interest and don’t have to provide an individual guarantee. Instead applicants are evaluated based on their financial model and spending habits.
Applicants can have up to a 100 percent credit limit. The limit is based on the amount of money that is in the customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
You can earn valuable rewards by using the Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management solution. The card offers a slew of benefits including a standard 1.5% cash back rate on all purchases. The card is free of annual fees and doesn’t require any other conditions other than having a high credit score.
For a business that is just beginning benefiting from a business credit card with low interest are a great deal. A business credit card with additional security could be a possibility.
One of the primary advantages of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you can afford to pay each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards designed for entrepreneurs. It has many advantages, such as a huge initial bonus, purchase protection, as well as travel benefits. However, it does have some drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any introductory APR deals and the spend limit might not be suitable for your company. Furthermore, it’s not the most generous point-earning system.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features like liability insurance and primary car rental coverage shopping protection, and primary coverage for car rentals. These benefits are ideal for small-scale business owners.
Furthermore it is worth noting that the Ink Business Preferred Card is a great method to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For example, if you charge $500 in purchases to your credit card during the first three months, you’ll receive an offer of 100,000 points.
If you’re a business owner in search of an enterprise credit card you might want think about Divvy. This type of credit card provides numerous advantages and features. You can also track your business expenses with this card.
Divvy works with external accounting software that allows users to easily monitor financial expenses. The software allows you to set a budget, limit spending and request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers corporate cards. The cards analyze your company’s finances and determine the amount you can spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the best rates of interest on business loans, and also provide valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash back. Certain cards provide rewards for shopping and traveling as well as others that can be used to build your credit score.
Aside from the best business credit cards from Chase but there are many other credit card issuers are available to. However, you should think about the ways you will make use of a specific credit card. It is important to find the best business credit card that will meet your specific needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card provides solid rewards on a variety of purchase categories and also will pay for employees’ cell phone bills.