If you’re thinking about starting a business, the most important question you should ask yourself is “Can I get my business credit card?” Although the answer is yes but it can be difficult and confusing to apply for an enterprise credit card. Here are a few points you should be aware of about the process of obtaining credit card.
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Brex 30
Brex provides a broad range of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish their credit history. It doesn’t charge interest and don’t have to provide a personal guarantee. Instead applicants are evaluated based on their company’s financial model and spending habits.
Credit limits as high as 100 percent are permitted for applicants. This limit is determined by the amount that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. For example, you can earn four points on travel booked through Brex Travel. You can also earn three points on dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spending management tool. The card comes with a range of benefits, including a flat 1.5 percent cashback rate on all purchases. There are no annual fees and the card doesn’t have other requirements aside from an excellent credit score.
For a business that is just beginning benefiting from the low-interest business credit cards are a great deal. A business credit card that comes with additional protection may be a good option.
Business credit cards with low interest are extremely convenient since you don’t have the worry of managing multiple cards or worrying about the amount of you can manage each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards for new businesses. It comes with a range of benefits, like the highest sign-up bonus, purchase protection, as well as travel perks. It does have some drawbacks.
The Ink Business Preferred Card may not be ideal. There aren’t any APR introductory promotions available, and the spending cap may be too low for your company. In addition, it’s not exactly the most generous points-earning program.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features, including liability coverage as well as primary coverage for car rentals, shopping protection, and primary coverage for car rentals. As a small-scale company owner, you’ll certainly enjoy these benefits.
The Ink Business Preferred Card is another great method to earn points. When you spend in certain categories, you can earn three points per dollar you spend. In this instance when you spend $500 on purchases on your card within the first three months, you will be awarded a 100,000 points welcome bonus.
Divvy
If you’re a startup business owner in search of an account for business credit, you may want to think about Divvy. This card offers a variety of advantages and features. It also lets you keep track of your business expenses.
Divvy can be integrated with any external accounting software to allow users to see their financial expenses. The program lets you create a budget, restrict spending, and request funds. It also lets you set a spending limit for your employees.
Divvy also offers a corporate card. These cards evaluate your business finances and assist you to decide how much money you’ll need to invest each month. As opposed to traditional business credit card, Divvy does not require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to learn about the rates offered by the company before applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most favorable interest rates for business loans. They also offer rewards. For example one card, the Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash back. Certain cards provide rewards for shopping and travelling as well as other cards that can be used to help to build credit for your business.
There are a myriad of credit card issuers you can select from, including Chase. However, you should consider the way you intend to utilize a specific credit card. It is vital to locate the best corporate credit card for your needs.
The Ink Business Preferred(r) Credit Card is a good option for small-sized business owners. The card provides solid rewards for various purchase categories and even covers employees’ mobile phone costs.