For those who are just beginning a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” Although there is a yes answer it can be a bit confusing and overwhelming to apply for an enterprise credit card. Here are some things you need to be aware of before obtaining an credit card.
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Brex provides a range of financial services , including corporate credit cards as well as spend management and expense management software. It offers a complete financial solution for new businesses.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build their credit history. Applicants don’t pay interest and don’t need to provide a personal guarantee. Instead, applicants are assessed by the company’s business model and spending patterns.
Credit limits up to 100 percent are allowed for applicants. This limit is determined by the amount that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you’ll earn four points on trips booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spend management tool. It offers a wide range of benefits, including a standard 1.5% cashback rate on all purchases. The card doesn’t have annual fees and doesn’t have any other conditions other than having a high credit score.
For a business that is just beginning benefiting from a business credit card that is low-interest are a great deal. You may also want to consider a business credit card which offers additional security.
Business credit cards with low interest are extremely convenient since you don’t have to worry of managing multiple cards or worrying about the amount of money you can afford each month. This is particularly important if you’re trying to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for new businesses. It offers a variety of benefits, like a high sign-up bonus, purchase protection, and travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any promotional APR offers and the spending limit may not be appropriate for your business. Furthermore, it’s not the most generous points-earning option.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features, such as liability coverage and primary car rental coverage, shopping protection, and primary car rental coverage. These perks are perfect for small business owners.
Moreover to that, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories and you’ll earn three points per dollar. In this example, if you spend $500 on purchases with your card in the first three months, you will receive a 100,000 point welcome bonus.
If you’re a business owner in search of an enterprise credit card, you may want to think about Divvy. This type of card comes with a range of benefits and features. It also lets you keep track of your business expenses.
Divvy can be used with accounting software, allowing users to easily monitor financial expenses. You can create budgets, set limits, and request money. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also offers corporate cards. These cards analyze your business financial situation and help you decide what amount of money you should spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the best interest rates for business loans, and also provide valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash or cash back. Certain cards provide rewards for purchases and travel, while others can be used to boost your credit score.
There are a myriad of credit card issuers you could select from, including Chase. However, you must think about how you will use a particular credit card. It is vital to find the right business credit card that meets your needs.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. This card offers solid rewards for various categories of purchases as well as covers cell phone bills.