If you’re starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” While the answer is yes it can be a bit daunting and confusing to apply for an enterprise credit card. Here are some things you need to learn about getting an credit card.
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Brex 30
Brex offers a wide variety of financial services, such as corporate credit cards and spend management as well as expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also known as Brex for Startups, is an credit card that assists startups establish credit histories. Applicants don’t pay interest or provide an individual guarantee. Instead, applicants are evaluated on their business model and spending habits.
Users can get a 100 percent credit limit. The limit is determined based on the amount of money that is in a customer’s Brex Cash account. Every day the Brex Card draws from the account to determine the limit of its spending.
You can earn significant rewards using the Brex Corporate credit card. For instance, you’ll earn four points on travel booked through Brex Travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card offers a variety of advantages, including a fixed 1.5 percent cashback on all purchases. There are no annual fees, and the card doesn’t have any other requirements aside from a good credit score.
For a business that is just beginning it is possible to reap the benefits of a business credit card with low interest could be very appealing. A business credit card that offers added security may be a possibility.
A low-interest business credit cards are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of you can manage each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards designed for start-up businesses. It offers a variety of advantages, including the highest sign-up bonus, purchase protection, as well as travel perks. However, it has some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any promotional APR promotions and the spending limit may not be appropriate for your company. Moreover, it’s not the most generous point-earning system.
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On the other side however, the Ink Business Preferred Card offers numerous other useful features, such as liability insurance, primary car rental coverage as well as a shopping security. As a small company owner, you’ll certainly get these benefits.
Moreover to that, the Ink Business Preferred Card is a great method to earn points. When you spend in certain categories, you can earn 3 points per dollar you spend. For example for example, if you spend $500 on purchases to your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divvy
The Divvy card is a great choice for startup business owners seeking an business card. This type of credit card provides many benefits and features. You can also keep track of your business expenses by using this card.
Divvy is compatible alongside any other accounting software that allows users to view their financial expenses. The software lets you create a budget, restrict spending, and request funds. It also lets you set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card. These cards evaluate your business’s finances and determine how much you’ll need to spend each month. Contrary to traditional business credit cards, Divvy doesn’t require personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards provide an opportunity to secure the highest interest rates for business loans, and are also able to provide useful rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash or cash back. Some cards offer rewards for shopping and traveling while others can be used to improve your credit score.
Aside from the best business credit cards offered by Chase There are other credit card issuers that are available to. However, you must think about the way you intend to utilize a specific credit card. It is crucial to locate the best business credit card that meets your needs.
Small business owners will find the Ink Business Preferred(r) Credit Card an excellent choice. The card is a good option for earning rewards for various categories of purchases and even covers mobile phone bills.