For those who are just beginning the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes but the process of getting an official business credit card can be a bit overwhelming and confusing. Here are some things to know about how to get an credit card.
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Brex 30
Brex offers a variety of financial products, including corporate credit cards, spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is a credit card that helps startups build their credit history. Applicants don’t pay interest or have to provide an individual guarantee. Instead, applicants are assessed by company business model and spending patterns.
Credit limits up to 100 percent are allowed for applicants. This limit is determined by the amount customers have in their Brex Cash account. Every day, the Brex Card draws from the account to determine its limit for spending.
You can earn rewarding rewards using a Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also earn three points on dining.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and a spend management solution. The card comes with a range of advantages, including a fixed 1.5 percent cashback on all purchases. The card does not have annual fees and doesn’t have any other conditions other than having a high credit score.
For businesses that are just starting out benefiting from a low-interest business credit card are a great deal. A business credit card that comes with additional security might be a viable option.
One of the main advantages of a low interest business credit card is that you don’t need to fret about juggling several cards or worrying about how much you’ll have to pay every month. This is especially important if you’re trying to finance major expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It comes with a range of benefits, like a high sign-up bonus, purchase protection, as well as travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card may not be ideal. There aren’t any promotional APR deals and the spend limit may not be appropriate for your business. Furthermore, it’s not the most generous points-earning program.
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On the other hand, the Ink Business Preferred Card offers many other beneficial features, such as liability insurance, primary car rental coverage and a shopping insurance. These perks are perfect for small-scale business owners.
The Ink Business Preferred Card is another great method to earn points. If you make purchases in certain categories, you’ll earn three points per dollar you spend. In this case, if you spend $500 on purchases to your card within the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divide
If you’re a start-up business owner looking for a business credit card you might want to think about Divvy. This type of credit card provides a range of benefits and features. It also lets you keep track of your business expenses.
Divvy works with external accounting software, and allows users to view their the financial expenses. The program allows you to set a budget, limit spending and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards assess your company’s financial situation and decide on how much you can spend each month. In contrast to traditional business credit cards, Divvy doesn’t require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to know the rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be a way to secure the best rates of interest on business loans, and they can also offer valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash back. Some cards offer rewards for travel and shopping as well as others that are able to help build your credit score.
There are many credit card issuers to choose from, including Chase. You should also consider how you will use the credit card. It is important to select the best business credit card that will meet your specific needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. This card offers solid rewards for various purchase categories and even covers mobile phone bills.