For those who are starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes however the process of applying for an official business credit card can be confusing and overwhelming. Here are some things you need to learn about getting credit card.
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Brex offers a wide variety of financial services, including corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them establish their credit histories. It doesn’t charge interest or have to provide an individual guarantee. Instead applicants are evaluated based on their company’s business model and their spending habits.
Credit limits of up to 100 percent are permissible for applicants. The limit is determined by the amount the customer has in their Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
You can earn significant rewards when you use a Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spend management tool. The card offers a variety of benefits, including a flat 1.5 percent cashback rate on all purchases. There are no annual fees, and the card doesn’t have any other requirements, aside from a good credit score.
A business credit card with low interest is a great option for those who are just starting out. It is also possible to think about a business credit card that offers additional protection.
A low-interest business credit cards are very convenient because you don’t have to worry of managing multiple cards or worrying about how much money you’ll have to pay each month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for new businesses. It offers a variety of benefits, such as the highest sign-up bonus, purchase protection, and travel benefits. However, it does have some drawbacks.
The Ink Business Preferred Card may not be perfect. There are no introductory APR promotions to be found, and the spending limit may be too low for your business. This isn’t the most efficient points-earning program.
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The Ink Business Preferred Card, on the other hand provides a range of useful features like liability insurance as well as primary car rental coverage shopping protection, as well as primary car rental coverage. These perks are great for small business owners.
Moreover that, the Ink Business Preferred Card is a great opportunity to earn points. Spend in specific categories and you’ll earn three points per dollar. For example, if you spend $500 on purchases on your card in the first three months, you’ll get a 100,000 point welcome bonus.
Divvy is an excellent choice for business owners in the beginning seeking business cards. This type of card comes with numerous advantages and features. You can also monitor your business expenses with this card.
Divvy is compatible with external accounting software that allows users to easily view the financial expenses. You can then create budgets, set the maximum limits and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. The cards analyze your company’s finances and decide how much you should spend each month. In contrast to traditional business credit cards, Divvy doesn’t require personal guarantees.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the highest interest rates for business loans, and also provide valuable rewards. For instance, a Chase Ultimate Rewards business credit card gives you bonus points that could be converted to cash back. Certain cards provide rewards for shopping and traveling while others can be used to improve your credit score.
There are a variety of credit card issuers you can pick from, including Chase. However, you should consider the way you intend to make use of a particular credit card. It is essential to locate the right business credit card that meets your specific requirements.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card offers solid rewards on different categories of purchases, and it even covers employees’ cell phone bills.