If you’re thinking of starting an enterprise, the most important question you should ask yourself is “Can I get my business credit card?” While there is a yes answer it can be a bit daunting and confusing to apply for a business credit card. Here are some tips to learn about getting the credit card you need.
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Brex 30
Brex offers a wide variety of financial services, such as corporate credit cards and spend management as well as expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, or Brex for Startups, is an account that helps startups build their credit history. The applicants don’t have to pay interest and don’t have to provide personal guarantees. Instead applicants are evaluated based on their business model and spending habits.
Customers can get up to 100 percent credit. The limit is by the amount of cash in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards using the Brex Corporate credit card. Brex Travel offers four points when you book travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spending management tool. The card comes with a host of benefits, including a flat 1.5 percent cash-back rate on all purchases. There are no annual fees, and the card doesn’t require other requirements except for an excellent credit score.
If you are a new business it is possible to reap the benefits of a business credit card that is low-interest could be very appealing. A business credit card with additional security could be an option.
A business credit card with a low-interest rate are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about how much you can manage each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for startup businesses. It provides a wide range of advantages, including the highest sign-up bonus, purchase protection, and travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card may not be ideal. There are no introductory APR promotions to be found, and the spending cap could be too low for your company. It’s also not the best points-earning program.
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On the other side it is worth noting that the Ink Business Preferred Card offers many other beneficial features, including liability coverage as well as primary coverage for car rental, and a shopping protection. As a small-scale business owner, you’ll surely benefit from these benefits.
The Ink Business Preferred Card is another excellent method to earn points. When you spend money in certain categories, you can earn 3 points per dollar you spend. In this instance for example, if you spend $500 on purchases made with your card within the first three months, you will receive a 100,000 point welcome bonus.
Divvy
If you’re a startup business owner looking for an enterprise credit card you might want look into Divvy. This type of card comes with a range of benefits and features. It also allows you to track your business expenses.
Divvy can be integrated with any external accounting software to allow users to see their financial expenses. The program lets you make a budget, limit spending, and request funds. You can also set an expense limit for your employees.
Divvy also offers a corporate card. The cards analyze your company’s finances and determine the amount you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to find out the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards offer an opportunity to secure the best interest rates on business loans, and they can also offer useful rewards. For instance one card, the Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Certain cards provide rewards for purchases and travel, while others are able to help build your credit score.
There are numerous credit card issuers to pick from, including Chase. You should also think about the method of use for the credit card. It is important to select the best business credit card that suits your specific requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card a great option. This card is a great way to earn rewards on a variety of purchase categories and even protects employees’ mobile phone bills.