If you’re thinking of starting your own business, the first important question is “Can I get my business credit card?” The answer is yes, but the process of obtaining an enterprise credit card can be daunting and confusing. Here are a few things you need to know about the process of applying for an credit card.
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Brex offers a wide variety of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, or Brex for Startups, is an account that helps startups build their credit history. The applicants don’t pay interest or require an individual guarantee. Instead, applicants are evaluated based on their business model and their spending habits.
Credit limits of up 100 percent are permitted for applicants. This limit is determined by the amount of money the customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. Brex Travel offers four points to book travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card as well as a spending management solution. It offers a wide range of benefits, including a flat 1.5 percent cashback rate on all purchases. The card is free of annual fees and doesn’t require any other conditions other than a good credit rating.
A low-interest business credit card is a great option for new businesses. A business credit card that offers added security may be an option.
One of the most important advantages of a low interest business credit card is that you don’t need to fret about juggling several cards or worrying about how much you’ll be able to pay every month. This is particularly relevant if you’re trying to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards that are designed for startups. It has many benefits, including a high reward for signing up, purchase protection, as well as travel benefits. It does have some drawbacks.
The Ink Business Preferred Card may not be perfect. There are no introductory APR promotions available, and the spending limit could be too low for your business. Furthermore, it’s not the most generous points-earning program.
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On the other side, the Ink Business Preferred Card offers a lot of other useful features, including liability coverage in addition to primary car rental insurance as well as a shopping security. If you’re a small-sized company owner, you’ll certainly enjoy these benefits.
The Ink Business Preferred Card is another great method to earn points. Spend in specific categories and you’ll earn three points per dollar. In this case when you spend $500 on purchases on your card in the first three months, you’ll get a 100,000 point welcome bonus.
Divvy is an excellent choice for business owners who are just starting out seeking business cards. This card offers a variety of benefits and features. It also lets you keep track of your business expenses.
Divvy can be used with accounting software, allowing users to view their financial expenses. The program lets you make a budget, limit spending and even request money. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card. These cards evaluate your business financial situation and help you determine how much you’ll need to spend every month. In contrast to traditional business credit cards, Divvy does NOT require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the best rates of interest on business loans. They also offer rewards. For instance a Chase Ultimate Rewards business credit card can earn bonus points that could be converted to cash back. Certain cards provide rewards for travel and shopping while others can be used to build your credit score.
Aside from the best business credit cards offered by Chase, there are other credit card issuers that you can turn to. However, you should consider the ways you will utilize a specific credit card. It is important to find the right business credit card that meets your needs.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. This card provides solid rewards on a variety of purchase categories and also covers employees’ cell phone bills.