If you’re thinking of creating your own business, the most important question you should ask yourself is “Can I get my business credit card?” Although there is a yes answer, it can be difficult and confusing to apply for an enterprise credit card. Here are some things you need to know about the process of obtaining credit card.
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Brex 30
Brex provides a range of financial services like corporate credit cards, spend management and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is a credit card that helps startups establish credit histories. The applicants don’t have to pay interest or have to provide an individual guarantee. Instead, applicants are rated by the company’s business model and spending patterns.
Credit limits of up 100 percent are permitted for applicants. This limit is based on the amount of money in the customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
You can earn rewarding rewards with the Brex Corporate credit card. Brex Travel offers four points to book travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as an expense management tool. The card offers a slew of benefits including a standard 1.5% cash back rate on all purchases. There are no annual fees and the card doesn’t have other requirements other than a good credit score.
For a business that is just beginning it is possible to reap the benefits of a low-interest business credit card are a great deal. You might also consider a business credit card that offers additional protection.
A business credit card with a low-interest rate are very convenient because you’re not burdened with the stress of managing multiple cards or worrying about the amount of you can manage each month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for startup businesses. It has many advantages, such as a huge sign-up bonus and purchase protection and travel perks. However, it has some disadvantages.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any APR introductory promotions to be found, and the spending cap may be too low for your company. Furthermore, it’s not the most generous points-earning option.
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The Ink Business Preferred Card, on the other hand, offers many other useful features, including liability coverage and primary coverage for car rentals shopping protection, and primary coverage for car rentals. These perks are great for small business owners.
Additionally that, the Ink Business Preferred Card is an excellent way to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For instance, if charge $500 on purchases to your card in the first three months, then you’ll be rewarded with a welcome bonus of 100,000 points.
Divide
If you’re a business owner looking for an account for business credit You might want to think about Divvy. This type of credit card provides many benefits and features. You can also keep track of your business expenses using this card.
Divvy can be used alongside any other accounting software to allow users to monitor their financial expenses. You can create a budget, set limits on spending and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards review your company financial situation and help you decide what amount of money you can spend each month. As opposed to traditional business credit card, Divvy does NOT require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards provide an opportunity to secure the best interest rates on business loans. They are also able to provide useful rewards. For example a Chase Ultimate Rewards business credit card offers bonus points that can translate to cash back. Some cards offer rewards for travel and shopping, and others can be used to help improve your company’s credit score.
In addition to the top business credit cards from Chase but there are many other credit card issuers that you can choose from. However, you must think about the manner in which you make use of a specific credit card. It is essential to choose the appropriate business credit card for your needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. The card is a good option for earning rewards for various categories of purchases and even will pay for employees’ mobile phone costs.