If you’re thinking about creating your own business, the first important thing to consider is “Can I get my business credit card?” The answer is yes, but the process of obtaining an enterprise credit card can be overwhelming and confusing. Here are some things you need to be aware of when applying for credit card.
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Brex 30
Brex provides a range of financial services , including corporate credit cards along with spend management and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups build their credit history. It doesn’t charge interest and don’t have to provide a personal guarantee. Instead, applicants are rated by company business model and spending patterns.
Credit limits of up to 100 percent are available to applicants. The limit is determined by the amount the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points when you book travel. You can also receive three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spending management tool. It comes with a myriad of benefits, including a fixed 1.5% cash back rate on all purchases. There are no annual fees and the card does not have other requirements, aside from having a credit score of at least.
For businesses that are just starting out one of the advantages of using the low-interest business credit cards could be very appealing. You might also look into a credit card for business that offers additional protection.
One of the most important advantages of a low interest business credit card is that you don’t need to fret about juggling several cards or worrying about the amount you can afford to pay off each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards for new businesses. It has many benefits, including a high sign up bonus along with purchase protection, as well as travel benefits. However, it has several drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any APR introductory promotions available, and the spending limit could be too low for your company. In addition, it’s not exactly the most generous points-earning program.
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The Ink Business Preferred Card, on the other hand, offers many other useful features like liability insurance as well as primary coverage for car rentals shopping protection, and primary coverage for car rental. These perks are perfect for small-scale business owners.
Furthermore to that, the Ink Business Preferred Card is an excellent way to earn points. When you spend in specific categories, you’ll earn three points per dollar you spend. In this instance for example, if you spend $500 on purchases with your card in the first three months, you will receive a 100,000 point welcome bonus.
Divvy
Divvy is a good option for business owners in the beginning seeking business cards. This type of card comes with numerous advantages and features. It also lets you keep track of your business expenses.
Divvy can be used alongside any other accounting software to allow users to look at their financial expenses. You can then create budgets, set the limits on spending and request money. It also lets you set an amount of money you can spend for your employees.
Divvy also offers corporate cards. These cards evaluate your business’s finances and determine how much you’ll have to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards provide a way to secure the best rates of interest on business loans. They can also offer useful rewards. For example, a Chase Ultimate Rewards business credit card can earn bonus points that can translate to cash back. Certain cards provide rewards for travel and shopping and others can be used to improve your credit score.
Aside from the best business credit cards offered by Chase but there are many other credit card issuers that you can use. You should also consider what you intend to do with the credit card. It is crucial to locate the best business credit card for your needs.
Small business owners will find the Ink Business Preferred(r) Credit Card an excellent option. The card provides solid rewards for various categories of purchases and even will pay for employees’ mobile phone bills.