If you’re starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of applying for an enterprise credit card can be confusing and overwhelming. Here are a few things to be aware of when applying for the credit card you need.
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Brex provides a range of financial services , including corporate credit cards along with spend management and expense management software. Brex is a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build credit histories. The applicants don’t have to pay interest or provide a personal guarantee. Instead, applicants are evaluated on their company’s financial model and spending habits.
Customers can get up to 100 percent credit limit. The limit is determined by the amount a customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn rewards with the Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spend management tool. The card comes with a range of benefits, including a flat 1.5 percent cashback rate on all purchases. There are no annual fees, and the card does not have other requirements, aside from a good credit score.
For a business that is just beginning, the benefits of using a low-interest business credit card could be very appealing. A business credit card with added security may be a viable option.
One of the main advantages of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you can afford to pay each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards for startups. It comes with a variety of benefits, including a high initial bonus, purchase protection, as well as travel perks. However, it has several drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any APR introductory promotions available, and the spending limit could be too low for your business. It’s also not the most effective points-earning program.
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On the other hand however, the Ink Business Preferred Card offers several other valuable features, such as liability insurance and primary car rental coverage and a shopping insurance. These perks are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent way to earn points. If you make purchases in certain categories, you can earn three points per dollar you spend. In this example, if you spend $500 on purchases on your card within the first three months, you will receive a 100,000 point welcome bonus.
Divvy is a good option for business owners who are just starting out seeking an business card. This type of credit card provides various benefits and features. You can also keep track of your business expenses using this card.
Divvy can be integrated alongside any other accounting software that allows users to see their financial expenses. The software lets you make a budget, limit spending, and request funds. You can also set an expense limit for your employees.
Divvy also offers a corporate credit card. These cards look at your company’s finances and determine how much you should spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards can be an opportunity to secure the best rates of interest on business loans, and can also offer valuable rewards. For instance one card, the Chase Ultimate Rewards business credit card can earn bonus points that can be converted into cash. Certain cards provide rewards for shopping and travelling as well as other cards that can be used to help improve your company’s credit score.
There are numerous credit card issuers you could pick from, including Chase. It is important to consider the method of use for the credit card. It is essential to choose the appropriate business credit card for your needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. The card gives you solid rewards on a variety of purchase categories, and it even covers cell phone bills.