For those that are starting an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes, but the process of obtaining an official business credit card can be confusing and overwhelming. Here are some things to know about how to get credit card.
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Brex offers a variety of financial services like corporate credit cards, spend management and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build their credit history. The applicants don’t pay interest or require a personal guarantee. Instead, applicants are assessed on the basis of their business model and spending patterns.
Credit limits as high as 100 percent are allowed for applicants. The limit is determined by the amount of money in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you’ll earn four points on trips booked through Brex Travel. You can also get three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as an expense management tool. It offers a wide range of benefits, including a flat 1.5% cashback rate on all purchases. There are no annual fees, and the card doesn’t require other requirements, aside from having a high credit score.
For businesses that are just starting out it is possible to reap the benefits of the low-interest business credit cards could be very appealing. You may also want to look into a business credit card which offers additional security.
Business credit cards with low interest are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about the amount of money you’ll be able to afford each month. This is particularly important if you’re trying to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new businesses. It offers many advantages, including a large reward for signing up, purchase protection, and travel perks. It has some downsides.
The Ink Business Preferred Card may not be the best choice for you. There are no introductory APR promotions to be found, and the spending limit could be too low for your company. Moreover, it’s not the most generous points-earning option.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features like liability insurance and primary car rental coverage shopping protection, and primary coverage for rental cars. As a small-scale business owner, you’ll definitely enjoy these benefits.
Moreover to that, the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. In this case for example, if you spend $500 on purchases with your card within the first three months, you will receive a 100,000 point welcome bonus.
Divvy is an excellent choice for business owners in the beginning looking for an business card. This type of card offers a range of benefits and features. It also allows you to monitor your business expenses.
Divvy is compatible with any accounting software that allows users to view their financial expenses. You can create budgets, set limits, and request money. You can also set the spending limit for your employees.
Divvy also has corporate cards. These cards assess your company’s finances and decide how much you can spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to know the rate of the company before applying.
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Chase Ultimate Rewards
Business credit cards offer an opportunity to secure the highest interest rates for business loans, and can also offer useful rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash or cash back. Some cards offer rewards for shopping and travelling, and others can be used to help build your business’s credit.
Apart from the top business credit cards offered by Chase but there are many other credit card issuers that you can choose from. You should also consider the method of use for the credit card. It is important to select the best business credit card that suits your specific requirements.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. This card is a great way to earn rewards on a variety of purchase categories as well as covers cell phone bills.