If you are thinking of creating your own business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is a resounding yes but the process of applying for the business credit card could be confusing and overwhelming. Here are some things you need to know about the process of obtaining a credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards as well as spend management and expense management software. It offers a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups establish credit histories. The applicants don’t have to pay interest or require an individual guarantee. Instead, applicants are evaluated by the company’s business model and spending habits.
Credit limits up to 100 percent are permitted for applicants. This limit is determined by the amount of money the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards by using the Brex Corporate credit card. Brex Travel offers four points for booking travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spending management tool. The card comes with a range of benefits, including a simple 1.5 percent cashback rate on all purchases. The card has no annual fees and doesn’t have any other qualifications other than having a credit score of at least.
For a business that is just beginning, the benefits of using a low-interest business credit card could be very appealing. You may also look into a business credit card with additional protection.
One of the key features of a low-interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll have to pay off each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for new companies. It has many benefits, including a high initial bonus and purchase protection as well as travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any introductory APR promotions to be found and the spending cap could be too low for your company. In addition, it’s not exactly the most generous points-earning feature.
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On the other side the Ink Business Preferred Card offers numerous other useful features, including liability coverage, primary car rental coverage as well as a shopping security. If you’re a small-sized business owner, you’ll surely get these benefits.
Additionally to that, the Ink Business Preferred Card is a great opportunity to earn points. Spend in certain categories and you’ll earn three points per dollar. For instance, if you make a purchase of $500 to your credit card during the first three months, you’ll receive the welcome bonus of 100,000 points.
Divvy
Divvy is an excellent choice for business owners in the beginning seeking an enterprise card. The card comes with a range of advantages and features. You can also keep track of your business expenses by using this card.
Divvy can be integrated with any accounting software to allow users to view their financial expenses. The software allows you to make a budget, limit spending, and request funds. Divvy also allows you to set an expense limit for your employees.
Divvy also offers a corporate credit card for companies. These cards evaluate your business finances and assist you to decide on how much you can spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to understand the company’s rate prior to applying.
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Chase Ultimate Rewards
Business credit cards offer the chance to secure best interest rates on business loans, and they can also provide valuable rewards. For instance one card, the Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Certain cards provide rewards for shopping and travel as well as other cards that can be used to help to build credit for your business.
There are a myriad of credit card issuers that you can pick from, including Chase. It is important to consider how you will use the credit card. It is vital to choose the appropriate business credit card for your needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card a great option. The card is a good option for earning rewards for a variety of purchase categories and even will pay for employees’ mobile phone costs.
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