If you’re thinking of starting an enterprise, the most important thing to consider is “Can I get my business credit card?” The answer is yes however, the process of getting a business credit card can be confusing and overwhelming. Here are some things to be aware of before obtaining credit card.
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Brex 30
Brex offers a wide variety of financial services, including corporate credit cards and spend management as well as expense management software. Brex offers a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them build their credit score. Applicants don’t pay interest or provide an individual guarantee. Instead the applicants are evaluated on their company’s budget and business model.
Customers can get up to 100 percent credit. This limit is determined by the amount the customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine its limit for spending.
You can earn rewarding rewards when you use a Brex Corporate credit card. For instance, you’ll earn four points on travel booked through Brex Travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a budget management tool. The card comes with a variety of benefits, including a fixed 1.5 percent cash back rate on all purchases. There are no annual charges, and the card doesn’t have any other requirements, aside from having a high credit score.
For a startup business, the benefits of using a business credit card that is low-interest are a great deal. You may also think about a business credit card that provides additional security.
A low-interest business credit cards are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about the amount of money you can afford each month. This is especially relevant if you’re trying to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It provides many advantages, including a large reward for signing up as well as purchase protection as well as travel perks. It has some downsides.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any introductory APR promotions to be found and the spending limit may be too low for your company. It’s also not the most effective points-earning program.
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On the other side, the Ink Business Preferred Card offers numerous other useful features, including liability coverage in addition to primary car rental insurance and a shopping insurance. If you’re a small-sized business owner, you’ll surely get these benefits.
The Ink Business Preferred Card is another excellent way to earn points. When you spend money in certain categories, you’ll earn 3 points per dollar you spend. In this case, if you spend $500 on purchases on your card within the first three months, you will receive a 100,000-point welcome bonus.
Divide
If you’re a business owner looking for a business credit card you might want think about Divvy. This card comes with a wide range of advantages and features. You can also monitor your business expenses with this card.
Divvy can be used with any external accounting software that allows users to look at their financial expenses. You can create a budget, set limits, and request funds. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards evaluate your business’s finances and determine how much you should spend each month. Contrary to traditional business credit cards, Divvy is not a requirement for an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure most competitive rates of interest on business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash or cash back. Certain cards provide rewards for shopping and travelling and some can be used to help to build credit for your business.
In addition to the top business credit cards from Chase, there are other credit card issuers are available to. You should also consider the way you intend to use the credit card. It is important that you find the right business credit card that meets your needs.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. The card provides solid rewards across a variety of categories and even covers mobile phone expenses.