If you’re thinking of creating your own business, the most important thing to consider is “Can I get my business credit card?” The answer is a resounding yes, but the process of getting the business credit card could be a bit overwhelming and confusing. Here are some tips to learn about getting credit card.
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Brex 30
Brex provides a broad range of financial services, including corporate credit cards, spend management, and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups establish their credit histories. The applicants don’t pay interest or need to provide a personal guarantee. Instead, applicants are rated by the company’s business model and spending patterns.
Credit limits as high as 100 percent are permissible for applicants. This limit is determined by the amount of money that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards with the Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also earn three points on dining.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spend management solution. It offers a wide range of benefits, including a simple 1.5 percent cashback rate on all purchases. The card has no annual fees and doesn’t have any other requirements other than having a high credit score.
For a startup business, the benefits of using a business credit card with low interest are a great deal. You may also want to look into a business credit card that provides additional security.
One of the main benefits of a business low-interest credit card is that you don’t need to fret about juggling several cards or worrying about how much you’ll have to pay every month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards designed for entrepreneurs. It offers a variety of benefits, like an impressive sign-up bonus, purchase security, and travel perks. It has some downsides.
The Ink Business Preferred Card may not be ideal. There aren’t any APR introductory promotions to be found and the spending limit could be too low for your business. It’s also not the best points-earning feature.
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On the other side it is worth noting that the Ink Business Preferred Card offers many other beneficial features, such as liability insurance, primary car rental coverage, and a shopping protection. These benefits are perfect for small-scale business owners.
Additionally to that, the Ink Business Preferred Card is an excellent opportunity to earn points. When you spend in specific categories, you can earn 3 points per dollar you spend. In this instance when you spend $500 on purchases to your card within the first three months, you’ll receive a 100,000 point welcome bonus.
Divide
If you’re a start-up business owner looking for an enterprise credit card, you may want to consider Divvy. This card has a variety of benefits and features. It also allows you to monitor your business expenses.
Divvy can be used with any accounting software to allow users to monitor their financial expenses. The program lets you make a budget, limit spending and request money. Divvy also allows you to set an expense limit for your employees.
Divvy also has a corporate card. These cards review your company finances and assist you to determine how much you’ll need to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to understand the company’s rate prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive interest rates for business loans, and also provide valuable rewards. For instance, a Chase Ultimate Rewards business credit card gives you bonus points that can be converted into cash back. Some cards offer rewards for shopping and traveling as well as others that can be used to boost your credit score.
There are many credit card issuers that you can choose from, including Chase. You should also consider how you will use the credit card. It is important that you select the correct business credit card to meet your needs.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card a fantastic option. The card is a good option for earning rewards across a variety of categories and even will pay for employees’ mobile phone bills.