For those that are starting an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While there is a yes answer, it can be confusing and overwhelming to apply for an enterprise credit card. Here are some tips to know about how to get a credit card.
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Brex offers a wide range of financial services, including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is an account that helps startups establish credit histories. The applicants don’t have to pay interest or require an individual guarantee. Instead the applicants are evaluated based on their business model and their spending habits.
The applicants can enjoy up to 100 percent credit. The limit is determined by the amount a customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine the limit of its spending.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points when you book travel. Additionally, you can earn three points on dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as an expense management tool. The card comes with a host of benefits, including a fixed 1.5% cash back rate on all purchases. The card is free of annual fees and does not have any other qualifications other than having a credit score of at least.
A business credit card with a low-interest rate is a great option for new businesses. You might also consider a business credit card that offers additional protection.
One of the primary features of a low-interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll be able to pay each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for startup businesses. It comes with a range of benefits, like a high sign-up bonus, purchase protection, as well as travel perks. It has some downsides.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There are no introductory APR promotions available, and the spending cap may be too low for your business. Furthermore, it’s not the most generous points-earning feature.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features like liability insurance as well as primary coverage for car rentals shopping protection, and primary car rental coverage. As a small-scale business owner, you’ll definitely benefit from these perks.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories and earn three points per dollar. For instance, if charge $500 in purchases to your credit card within the first three months, you’ll be eligible for an initial bonus of 100,000 points.
If you’re a business owner in search of an enterprise credit card, you may want to look into Divvy. This type of card offers various benefits and features. You can also keep track of your business expenses by using this card.
Divvy is compatible with any external accounting software that allows users to monitor their financial expenses. The program lets you create a budget, restrict spending and request money. Divvy also allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards assess your business’ finances and help you determine how much you’ll need to invest each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards provide an opportunity to secure the highest interest rates for business loans, and they are also able to provide useful rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash or cash back. Certain cards provide rewards for travel and shopping, while others can be used to improve your credit score.
There are a myriad of credit card issuers you can choose from, including Chase. However, you should consider how you will make use of a particular credit card. It is essential to locate the best business credit card for your needs.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. The card gives you solid rewards on different categories of purchases and even will pay for employees’ cell phone bills.