If you’re thinking of creating a business, the most important question is “Can I get my business credit card?” The answer is yes but the process of applying for an official business credit card can be a bit overwhelming and confusing. Here are some tips to learn about getting the credit card you need.
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Brex provides a variety of financial services, such as corporate credit cards, spend management, and expense management software. Brex provides a complete financial solution for new businesses.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build their credit history. It doesn’t charge interest or require personal guarantees. Instead, applicants are evaluated on their budget and business model.
Users can get a 100 percent credit limit. The limit is determined by the amount a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spend management tool. The card comes with a range of advantages, including a fixed 1.5% cashback rate on all purchases. There are no annual charges, and the card doesn’t require other requirements other than having a credit score of at least.
For a startup business it is possible to reap the benefits of a business credit card that is low-interest could be very appealing. A business credit card with additional security could be an option.
One of the most important features of a low-interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll have to pay off each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up companies. It comes with a range of benefits, like a high sign-up bonus, purchase security, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be ideal. There are no introductory APR promotions to be found, and the spending cap may be too low for your company. In addition, it’s not exactly the most generous points-earning feature.
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On the other side however, the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance in addition to primary car rental insurance, and a shopping protection. If you’re a small-sized business owner, you’ll surely get these benefits.
Additionally that, the Ink Business Preferred Card is a great way to earn points. Spend in certain categories and you’ll earn three points per dollar. In this case the case of spending $500 on purchases on your card within the first three months, you’ll get a 100,000 point welcome bonus.
If you’re a start-up business owner looking for an account for business credit, you may want to think about Divvy. This card offers a variety of advantages and features. You can also monitor your business expenses with this card.
Divvy is compatible with any accounting software that allows users to see their financial expenses. The software allows you to make a budget, limit spending and even request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card. The cards analyze your company’s finances and determine how much you’ll need to spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the most favorable interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash or cash back. Some cards offer rewards for travel and shopping as well as other cards that can be used to help to build credit for your business.
Aside from the best business credit cards offered by Chase, there are other credit card issuers that you can turn to. But, you must consider the manner in which you make use of a specific credit card. It is crucial to choose the best business credit card that suits your needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card an excellent choice. This card offers solid rewards for various categories of purchases and even covers employees’ mobile phone expenses.
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