If you’re thinking of starting your own business, the first important question is “Can I get my business credit card?” While there is a yes answer, it can be challenging and overwhelming to apply for a business credit card. Here are some points you should be aware of about the process of getting an credit card.
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Brex provides a range of financial services including corporate credit cards spending management, as well as expense management software. Brex offers a complete financial solution for new businesses.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups build their credit history. The applicants don’t pay interest or provide an individual guarantee. Rather, applicants are evaluated by the business model of the company and spending habits.
The applicants can enjoy up to 100 percent credit limit. This limit is by the amount of money in the customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine the limit of its spending.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as an expense management tool. The card provides a range of advantages, including a fixed 1.5 percent cashback on all purchases. There are no annual charges, and the card does not have other requirements, aside from a good credit score.
A low-interest business credit card is a great choice for businesses that are just starting out. A business credit card that comes with additional security could be a possibility.
A low-interest business credit cards are extremely convenient since you’re not burdened with the stress of managing multiple cards or worrying about the amount of money you can afford each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It offers a variety of benefits, including an excellent sign-up bonus purchase protection, as well as travel perks. However, it has some disadvantages.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any promotional APR promotions to be found, and the spending cap could be too low for your company. It’s also not the best points-earning program.
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On the other side the Ink Business Preferred Card offers many other beneficial features, such as liability insurance, primary car rental coverage and a shopping insurance. If you’re a small business owner, you’ll definitely enjoy these benefits.
The Ink Business Preferred Card is another great method to earn points. When you spend in specific categories, you’ll earn three points per dollar you spend. In this case the case of spending $500 on purchases with your card in the first three months, you will be awarded a 100,000 points welcome bonus.
If you’re a new business owner in search of an enterprise credit card you might want to consider Divvy. This kind of card comes with many advantages and features. It also allows you to keep track of your business expenses.
Divvy is compatible with any external accounting software that allows users to monitor their financial expenses. You can create budgets, set the limits on spending and request money. It also lets you set a spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards analyze your business’ finances and help you determine how much you should spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be an opportunity to secure the best rates of interest on business loans, and they are also able to provide useful rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash or cash back. Certain cards provide rewards for shopping and travelling and some can be used to help improve your company’s credit score.
Aside from the best business credit cards offered by Chase but there are many other credit card issuers that you can turn to. However, you should think about the manner in which you make use of a particular credit card. It is essential to locate the best business credit card to meet your needs.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. This card offers solid rewards for various categories of purchases and even will pay for employees’ mobile phone costs.