If you’re starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While there is a yes answer it can be confusing and overwhelming to apply for an enterprise credit card. Here are a few things you should know about the process of obtaining a credit card.
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Brex 30
Brex provides a range of financial services including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build their credit score. The applicants don’t have to pay interest and don’t have to provide a personal guarantee. Instead, applicants are assessed by the business model of the company and spending habits.
Credit limits of up to 100 percent are allowed for applicants. The limit is determined by the amount the customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine its limit for spending.
You can earn significant rewards when you use the Brex Corporate credit card. Brex Travel offers four points to book travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spend management tool. The card comes with a host of benefits, including a flat 1.5% cash back rate on all purchases. There are no annual fees and the card doesn’t have other requirements, aside from an excellent credit score.
A low-interest business credit line is a great option for new businesses. You might also think about a business credit card which offers additional security.
One of the most important advantages of a low interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you can afford to pay every month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards available to start-up businesses. It comes with a range of advantages, including an excellent sign-up bonus purchase protection, and travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t perfect, however. There are no introductory APR promotions to be found, and the spending cap could be too low for your business. It’s also not the most generous points-earning feature.
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On the other hand it is worth noting that the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance as well as primary coverage for car rental and a shopping protection. These benefits are ideal for small business owners.
Furthermore, the Ink Business Preferred Card is an excellent way to earn points. When you spend in certain categories, you’ll earn 3 points for every dollar you spend. For example, if you make a purchase of $500 to your card during the first three months, you’ll get an offer of 100,000 points.
Divvy
If you’re a new business owner in search of a credit card for business You might want to look into Divvy. This kind of card comes with many benefits and features. You can also keep track of your business expenses by using this card.
The Divvy app can be used with any external accounting software to allow users to view their financial expenses. The program lets you create a budget, restrict spending and request money. Additionally, Divvy lets you set the spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards evaluate your business’ finances and help you decide on how much you should spend every month. Unlike traditional business credit cards, Divvy does not require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to know the rate of the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards are the chance to secure best interest rates on business loans, and they can also offer useful rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash back. Some cards offer rewards for travel and shopping, while others can be used to boost your credit score.
There are numerous credit card issuers that you can choose from, such as Chase. It is important to consider the way you intend to use the credit card. It is essential to locate the best business credit card to meet your needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. This card offers solid rewards on a variety of purchase categories, and it even covers employees’ cell phone bills.