If you’re thinking of starting an enterprise, the most important question is “Can I get my business credit card?” While there is a yes answer it can be confusing and overwhelming to apply for an enterprise credit card. Here are a few things to know about how to get the credit card you need.
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Brex 30
Brex offers a variety of financial products, including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution to startups.
The Brex Card, or Brex for Startups, is a credit card that helps startups establish credit histories. The applicants don’t have to pay interest or provide a personal guarantee. Instead, applicants are rated by the company’s business model and spending patterns.
Customers can get up to a 100 percent credit limit. This limit is determined based on the amount of money that is in a customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you can get four points on travel booked through Brex Travel. You can also receive three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spending management tool. The card offers a variety of benefits, including a flat 1.5% cashback rate on all purchases. There are no annual fees, and the card doesn’t require other requirements aside from a good credit score.
For a business that is just beginning it is possible to reap the benefits of a business credit card with low interest are a great deal. You may also look into a business credit card which offers additional security.
One of the most important advantages of a low-interest business credit card is that you don’t need to fret about juggling several cards or worrying about the amount you can afford to pay every month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards that are designed for startups. It provides many advantages, such as a huge reward for signing up as well as purchase protection along with travel perks. However, it has some disadvantages.
The Ink Business Preferred Card isn’t ideal, however. There are no introductory APR promotions to be found, and the spending limit may be too low for your business. This isn’t the most efficient point-earning option.
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On the other hand, the Ink Business Preferred Card offers numerous other useful features, such as liability insurance, primary car rental coverage and a shopping insurance. These perks are great for small-scale business owners.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories and you’ll earn three points per dollar. For instance, if you make a purchase of $500 to your credit card within the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
Divvy
If you’re a startup business owner looking for an account for business credit you might want think about Divvy. This card has a variety of advantages and features. You can also keep track of your business expenses by using this card.
Divvy can be used alongside any other accounting software that allows users to monitor their financial expenses. You can create budgets, set the limits on spending and request money. It also lets you set an expense limit for your employees.
Divvy also has corporate cards. These cards review your company finances and assist you to decide on how much you should spend each month. As opposed to traditional business credit card, Divvy is not a requirement for an individual guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to know the rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure best rates of interest on business loans, and also provide valuable rewards. For example, a Chase Ultimate Rewards business credit card can earn bonus points that could be converted to cash back. Some cards offer rewards for shopping and traveling as well as other cards that can be used to improve your company’s credit score.
There are numerous credit card issuers that you can select from, including Chase. It is important to consider the method of use for the credit card. It is important to select an enterprise credit card that is suitable for your particular needs.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card a great option. The card is a good option for earning rewards across a variety of categories and even covers mobile phone bills.
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