For those that are starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes, but the process of obtaining an enterprise credit card can be overwhelming and confusing. Here are some tips to learn about getting credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is an credit card that assists entrepreneurs build credit histories. It doesn’t charge interest and don’t have to provide a personal guarantee. Instead the applicants are evaluated on their company’s business model and spending habits.
Credit limits up to 100 percent are permitted for applicants. The limit is determined by the amount the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card You can earn rewards on purchases. For instance, you could get four points on travel booked through Brex Travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card as well as a spending management system. The card offers a slew of benefits, including a fixed 1.5 percent cash back rate on all purchases. The card does not have annual fees and doesn’t have any other requirements other than an excellent credit score.
A business credit card with a low-interest rate is a great choice for new businesses. You may also want to consider a business credit card which offers additional security.
One of the most important advantages of a low interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll have to pay every month. This is particularly true if you’re looking to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new companies. It offers a range of benefits, like a high sign-up bonus, purchase security, and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any introductory APR promotions to be found, and the spending limit may be too low for your business. It’s also not the best points-earning strategy.
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The Ink Business Preferred Card, however, offers many other useful features, such as liability coverage primary coverage for car rentals shopping protection, and primary coverage for car rentals. These perks are great for small-scale business owners.
Furthermore, the Ink Business Preferred Card is a great way to earn points. Spend in certain categories and earn 3 points for every dollar. In this case the case of spending $500 on purchases made with your card within the first three months, you’ll receive a 100,000 point welcome bonus.
Divvy
If you’re a start-up business owner looking for a business credit card, you may want to look into Divvy. This type of credit card provides various benefits and features. You can also monitor your business expenses with this card.
Divvy integrates with other accounting software, allowing users to view their the financial expenses. You can create budgets, set the limits, and request funds. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers corporate cards. These cards assess your company’s finances and determine the amount you should spend each month. In contrast to traditional business credit cards, Divvy is not a requirement for an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most competitive rates of interest on business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash back. Certain cards provide rewards for shopping and traveling and some can be used to help improve your company’s credit score.
Apart from the top business credit cards from Chase, there are other credit card issuers you can choose from. But, you must consider how you will make use of a specific credit card. It is important that you select the correct business credit card for your needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card an excellent option. The card provides solid rewards for various purchase categories and even covers employees’ mobile phone expenses.