If you’re thinking of starting your own business, the first important question is “Can I get my business credit card?” Although the answer is yes but it can be confusing and overwhelming to apply for an enterprise credit card. Here are some things you need to know about the process of getting credit card.
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Brex provides a range of financial products, including corporate credit cards along with spend management and expense management software. Brex provides a complete financial solution for startups.
The Brex Card, or Brex for Startups, is an credit card that assists startups establish credit histories. The cardholders don’t have to pay any interest and don’t have to provide personal guarantees. Instead, applicants are evaluated based on their budget and business model.
Credit limits up to 100 percent are available to applicants. This limit is determined by the amount of money that a customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn rewards with the Brex Corporate credit card. For instance, you could earn four points on trips booked through Brex Travel. You can also get three points for dining.
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Capital on Tap
Capital on Tap is a one-stop small business credit card as well as a spending management tool. The card offers a variety of advantages, including a fixed 1.5 percent cashback rate on all purchases. The card does not have annual fees and does not have any other conditions other than a good credit rating.
For businesses that are just starting out it is possible to reap the benefits of a low-interest business credit card are a great deal. A business credit card with additional protection may be an option.
Business credit cards with low interest are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of money you can afford each month. This is especially true if you’re looking to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards designed for entrepreneurs. It provides many benefits, including a high initial bonus and purchase protection as well as travel benefits. It has some downsides.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any promotional APR offers and the spending limit may not be appropriate for your company. In addition, it’s not exactly the most generous points-earning program.
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On the other side however, the Ink Business Preferred Card offers many other beneficial features, including liability coverage and primary car rental coverage as well as a shopping security. These perks are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. If you make purchases in certain categories, you can earn three points per dollar you spend. In this case, if you spend $500 on purchases made with your card in the first three months, you will receive a 100,000-point welcome bonus.
The Divvy card is a great choice for business owners in the beginning seeking a business card. This card has a variety of advantages and features. It also allows you to track your business expenses.
Divvy works with external accounting software, allowing users to easily view the financial expenses. The program allows you to create a budget, limit spending, and request funds. It also lets you set a spending limit for your employees.
Divvy also has a corporate card. These cards assess your company’s financial situation and decide on how much you can spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best rates of interest for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash or cash back. Some cards offer rewards for travel and shopping while others can be used to build your credit score.
There are numerous credit card issuers that you can pick from, including Chase. However, you should think about how you will use a particular credit card. It is vital to select the correct business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. This card offers solid rewards for various purchase categories and even protects employees’ mobile phone costs.