If you’re starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes but the process of applying for an official business credit card can be daunting and confusing. Here are a few things to be aware of before obtaining credit card.
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Brex provides a range of financial services like corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them establish their credit histories. The applicants don’t have to pay interest and don’t have to provide a personal guarantee. Instead, applicants are rated by the company’s business model and spending patterns.
Credit limits as high as 100 percent are available to applicants. The limit is based on the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. For example, you can earn four points when you travel booked through Brex Travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spend management tool. The card comes with a range of benefits, including a simple 1.5% cashback rate on all purchases. The card doesn’t have annual fees and does not have any other requirements than having a credit score of at least.
For a business that is just beginning, the benefits of using a business credit card that is low-interest could be very appealing. You may also want to consider a business credit card that provides additional security.
A business credit card with a low-interest rate are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about how much money you can afford each month. This is particularly relevant if you’re trying to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up businesses. It provides a wide range of advantages, including a high sign-up bonus, purchase protection, and travel perks. It has some downsides.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any introductory APR promotions to be found and the spending limit may be too low for your business. This isn’t the most efficient points-earning strategy.
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The Ink Business Preferred Card, however provides a range of useful features such as liability coverage primary coverage for car rentals shopping protection, and primary coverage for car rental. These perks are perfect for small business owners.
The Ink Business Preferred Card is another excellent method to earn points. If you make purchases in certain categories, you can earn 3 points per dollar you spend. For instance, if charge $500 on purchases to your credit card during the first three months, you’ll be eligible for the welcome bonus of 100,000 points.
If you’re a start-up business owner looking for an account for business credit you might want to consider Divvy. This card offers a variety of advantages and features. It also allows you to keep track of your business expenses.
Divvy can be used alongside any other accounting software to allow users to look at their financial expenses. You can then create a budget, set limits, and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate card. These cards evaluate your business’s financial situation and decide on how much you’ll have to spend each month. In contrast to traditional business credit cards, Divvy does not require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the most favorable rates of interest on business loans. They also offer rewards. For instance a Chase Ultimate Rewards business credit card can earn bonus points that can be converted into cash. Certain cards provide rewards for shopping and traveling while others can be used to to build credit for your business.
There are numerous credit card issuers to pick from, including Chase. But, you must consider the ways you will utilize a specific credit card. It is essential to locate the best business credit card to meet your needs.
Small business owners will find the Ink Business Preferred(r), Credit Card an excellent option. This card provides solid rewards for various categories of purchases and even protects employees’ mobile phone bills.