If you’re thinking about starting a business, the most important question is “Can I get my business credit card?” The answer is yes however, the process of obtaining the business credit card could be confusing and overwhelming. Here are a few things you need to know about the process of obtaining an credit card.
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Brex offers a wide range of financial services, including corporate credit cards, spend management, and expense management software. Brex is a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups establish their credit history. The cardholders don’t have to pay any interest and don’t have to provide personal guarantees. Instead the applicants are evaluated based on their company’s business model and their spending habits.
Credit limits of up 100 percent are allowed for applicants. The limit is determined based on the amount of cash in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards when you use a Brex Corporate credit card. For instance, you can earn four points on trips booked through Brex Travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spending management tool. It comes with a myriad of benefits, including a flat 1.5 percent cash back rate on all purchases. There are no annual charges, and the card does not have other requirements aside from a good credit score.
A business credit card with low interest is a great choice for new businesses. You may also want to look into a credit card for business which offers additional security.
One of the primary features of a low-interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you can afford to pay every month. This is particularly relevant if you’re trying to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for startup businesses. It provides a wide range of benefits, like the highest sign-up bonus, purchase protection, as well as travel perks. However, it has some disadvantages.
The Ink Business Preferred Card may not be ideal. There aren’t any initial APR deals and the spend limit might not be suitable for your company. It’s not the most efficient points-earning program.
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The Ink Business Preferred Card, however it offers a number of additional useful features like liability insurance, primary coverage for car rentals shopping protection, as well as primary coverage for car rentals. These perks are great for small-scale business owners.
Moreover, the Ink Business Preferred Card is an excellent method to earn points. When you spend money in certain categories, you can earn 3 points for every dollar you spend. For example when you spend $500 on purchases on your card in the first three months, you’ll receive a 100,000 point welcome bonus.
The Divvy is a great option for business owners who are just starting out seeking an enterprise card. This card comes with a wide range of advantages and features. It also allows you to keep track of your business expenses.
Divvy is compatible with any external accounting software that allows users to look at their financial expenses. You can then create budgets, set the limits, and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards analyze your business finances and assist you to decide how much money you’ll need to spend each month. As opposed to traditional business credit card, Divvy is not a requirement for a personal guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be the opportunity to get the most favorable interest rates on business loans, and they can also offer useful rewards. For example, a Chase Ultimate Rewards business credit card gives you bonus points that can translate to cash back. Certain cards provide rewards for shopping and traveling while others can be used to improve your credit score.
There are a myriad of credit card issuers to choose from, including Chase. But, you must consider the way you intend to make use of a particular credit card. It is essential to locate the best business credit card for your needs.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. This card provides solid rewards on a variety of purchase categories and also protects employees’ mobile phone bills.