For those who are starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” Although the answer is yes, it can be daunting and confusing to apply for a business credit card. Here are some things you need to know about the process of getting the credit card.
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Brex 30
Brex provides a broad range of financial services, such as corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build their credit history. It doesn’t charge interest and don’t have to offer an individual guarantee. Instead applicants are evaluated based on their financial model and spending habits.
Customers can get up to 100 percent credit limit. The limit is by the amount of cash in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points when you book travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spend management tool. It offers a wide range of benefits, including a standard 1.5% cashback rate on all purchases. The card has no annual fees and doesn’t have any other requirements other than a good credit rating.
For a business that is just beginning benefiting from the low-interest business credit cards can be extremely appealing. A business credit card that offers added security may be a possibility.
One of the primary advantages of a low interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you can afford to pay off every month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards that are designed for startups. It provides many advantages, including a large reward for signing up along with purchase protection, as well as travel benefits. However, it also has a few drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any initial APR promotions and the spending limit might not be suitable for your company. In addition, it’s not exactly the most generous points-earning option.
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On the other hand, the Ink Business Preferred Card offers many other beneficial features, such as liability insurance as well as primary coverage for car rental, and a shopping protection. If you’re a small-sized business owner, you’ll definitely benefit from these benefits.
Moreover, the Ink Business Preferred Card is a great opportunity to earn points. When you spend in specific categories, you can earn 3 points per dollar you spend. For example for example, if you spend $500 on purchases with your card within the first three months, you’ll receive a 100,000 point welcome bonus.
Divvy
The Divvy is a great option for entrepreneurs who are starting their business and looking for a business card. This type of card comes with various advantages and features. It also lets you monitor your business expenses.
Divvy works with external accounting software, allowing users to quickly view the financial expenses. The program lets you make a budget, limit spending, and request funds. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also has corporate cards. These cards evaluate your business’s finances and determine the amount you can spend each month. As opposed to traditional business credit card, Divvy does NOT require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to learn about the rates offered by the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be the chance to secure best rates of interest on business loans. They can also offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash or cash back. Certain cards provide rewards for shopping and traveling, while others can be used to improve your credit score.
Apart from the top business credit cards offered by Chase There are other credit card issuers you can turn to. You must also think about how you will use the credit card. It is essential to locate the best business credit card that meets your needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card a fantastic option. The card provides solid rewards for a variety of purchase categories and even protects employees’ mobile phone costs.