For those who are starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” While the answer is yes, it can be difficult and confusing to apply for a business credit card. Here are some things you need to know about how to get a credit card.
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Brex provides a broad range of financial services, such as corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build credit histories. The applicants don’t pay interest or require a personal guarantee. Instead, applicants are evaluated based on their financial model and spending habits.
Applicants can have up to 100 percent credit limit. This limit is by the amount of cash in the customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn significant rewards by using a Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also receive three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spend management tool. The card offers a variety of benefits, including a simple 1.5 percent cashback on all purchases. The card does not have annual fees and does not have any other qualifications other than having a credit score of at least.
A business credit card with low interest is a great option for new businesses. You may also want to consider a business credit card that provides additional security.
One of the main benefits of a business low-interest credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you can afford to pay every month. This is particularly relevant if you’re trying to finance major expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for startup companies. It offers a range of benefits, like an impressive sign-up bonus, purchase protection, as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any introductory APR promotions and the spending limit might not be suitable for your company. This isn’t the most efficient points-earning feature.
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On the other side however, the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance as well as primary coverage for car rental and a shopping insurance. If you’re a small business owner, you’ll surely enjoy these benefits.
Moreover to that, the Ink Business Preferred Card is a great method to earn points. When you spend money in certain categories, you’ll earn 3 points for every dollar you spend. For example for example, if you spend $500 on purchases made with your card in the first three months, you will be awarded a 100,000 points welcome bonus.
Divvy is a good option for entrepreneurs who are starting their business and seeking a business card. This type of card offers a range of advantages and features. You can also keep track of your business expenses using this card.
Divvy works with external accounting software, allowing users to quickly view the financial expenses. The software lets you create a budget, limit spending, and request funds. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also has corporate cards. These cards evaluate your business’s finances and decide how much you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to know the rate of the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive rates of interest for business loans. They also offer rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash back. Certain cards provide rewards for shopping and travel, while others can be used to boost your credit score.
There are many credit card issuers you can choose from, such as Chase. But, you must consider the way you intend to utilize a specific credit card. It is important that you select the correct business credit card to meet your requirements.
Small business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. This card gives you solid rewards for a variety of purchase categories and even covers mobile phone bills.