If you’re thinking about creating an enterprise, the most important question you should ask yourself is “Can I get my business credit card?” The answer is a resounding yes, but the process of applying for the business credit card could be confusing and overwhelming. Here are some things to know about how to get an credit card.
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Brex 30
Brex provides a range of financial services , including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups establish their credit histories. The applicants don’t have to pay interest and don’t need to offer a personal guarantee. Instead, applicants are evaluated by the company’s business model and spending habits.
Credit limits of up to 100 percent are available to applicants. The limit is determined by the amount of money in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards when you use a Brex Corporate credit card. For instance, you could earn four points when you travel booked through Brex Travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spend management tool. It comes with a myriad of benefits including a flat 1.5 percent cash back rate on all purchases. There are no annual fees, and the card doesn’t have any other requirements, aside from having a credit score of at least.
For businesses that are just starting out, the benefits of using a low-interest business credit card can be extremely appealing. You may also want to look into a credit card for business which offers additional security.
A low-interest business credit card are very convenient because you’re not burdened with the stress of managing multiple cards or worrying about how much money you can afford each month. This is especially applicable if you’re planning to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards for startups. It offers a range of advantages, including a high sign-up bonus, purchase security, and travel perks. However, it also has some drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any APR introductory promotions to be found, and the spending limit may be too low for your business. It’s also not the most generous points-earning option.
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On the other hand it is worth noting that the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance, primary car rental coverage and a shopping protection. As a small business owner, you’ll surely benefit from these perks.
Furthermore, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. In this instance, if you spend $500 on purchases made with your card in the first three months, you’ll get a 100,000 point welcome bonus.
Divvy
The Divvy is a great option for business owners who are just starting out looking for an business card. This kind of card comes with a range of benefits and features. It also allows you to monitor your business expenses.
Divvy is compatible alongside any other accounting software to allow users to look at their financial expenses. You can then create budgets, set the limits on spending and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards review your company finances and assist you to determine how much you’ll need to invest each month. As opposed to traditional business credit card, Divvy does NOT require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards offer an opportunity to secure the highest interest rates for business loans, and they can also offer valuable rewards. For instance, a Chase Ultimate Rewards business credit card can earn bonus points that could be converted to cash back. Certain cards provide rewards for shopping and traveling as well as others that can be used to build your credit score.
Aside from the best business credit cards from Chase but there are many other credit card issuers that are available to. However, you should think about how you will make use of a specific credit card. It is essential to locate a business credit card that will meet your particular needs.
Small business owners will find the Ink Business Preferred(r), Credit Card a great option. The card provides solid rewards for a variety of purchase categories and even will pay for employees’ mobile phone expenses.