For those who are just beginning an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” Although the answer is yes it can be challenging and overwhelming to apply for a business credit card. Here are some points you should be aware of about the process of obtaining an credit card.
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Brex provides a broad range of financial services, such as corporate credit cards and spend management as well as expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is a credit card that helps entrepreneurs build credit histories. It doesn’t charge interest or have to provide personal guarantees. Instead, applicants are assessed by the business model of the company and spending patterns.
Credit limits of up to 100 percent are allowed for applicants. This limit is determined by the amount of money the customer has in their Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
You can earn rewards with a Brex Corporate credit card. Brex Travel offers four points when you book travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as an expense management tool. It offers a wide range of benefits, including a simple 1.5 percent cashback on all purchases. There are no annual charges, and the card doesn’t have any other requirements except for having a high credit score.
If you are a new business benefiting from a low-interest business credit card can be extremely appealing. A business credit card that offers added security may be an option.
Business credit cards with low interest are very convenient because you’re not burdened with the stress of managing multiple cards or worrying about how much you can manage each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for startup companies. It offers a variety of benefits, like an excellent sign-up bonus purchase protection, as well as travel perks. However, it also has several drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any introductory APR deals and the spend limit might not be suitable for your company. This isn’t the most efficient points-earning feature.
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The Ink Business Preferred Card, however it offers a number of additional useful features like liability insurance and primary car rental coverage shopping protection, as well as primary car rental coverage. These benefits are perfect for small business owners.
The Ink Business Preferred Card is another excellent way to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. In this instance for example, if you spend $500 on purchases to your card within the first three months, you will receive a 100,000-point welcome bonus.
The Divvy is a great option for entrepreneurs who are starting their business and seeking business cards. This kind of card comes with a range of benefits and features. It also allows you to keep track of your business expenses.
Divvy can be integrated with any external accounting software to allow users to see their financial expenses. You can then create budget, set maximum limits and request money. Divvy also allows you to set a spending limit for your employees.
Divvy also offers a corporate card. These cards look at your company’s financial situation and decide on how much you’ll need to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards offer an opportunity to secure the highest interest rates for business loans, and are also able to provide useful rewards. For example the Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash. Some cards offer rewards for travel and shopping and some can be used to increase your business’s credit.
Aside from the best business credit cards from Chase, there are other credit card issuers that you can turn to. You should also think about what you intend to do with the credit card. It is essential to locate the best business credit card that meets your specific requirements.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent option. This card offers solid rewards on different categories of purchases, and it even will pay for employees’ cell phone bills.