For those who are starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although the answer is yes it can be daunting and confusing to apply for an enterprise credit card. Here are a few things you should know about the process of applying for credit card.
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Brex 30
Brex provides a range of financial services including corporate credit cards spending management, as well as expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, or Brex for Startups, is a credit card that helps startups build their credit history. The cardholders don’t have to pay any interest and don’t need to offer an individual guarantee. Instead, applicants are evaluated based on their business model and their spending habits.
The applicants can enjoy up to 100 percent credit. This limit is determined by the amount of money customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards by using the Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as an expense management tool. The card provides a range of benefits, including a simple 1.5% cashback rate on all purchases. The card is free of annual charges and doesn’t need any other conditions other than having a high credit score.
If you are a new business benefiting from the low-interest business credit cards are a great deal. You may also look into a credit card for business that offers additional protection.
Business credit cards with low interest are extremely convenient since you don’t have the worry of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for startup companies. It comes with a range of advantages, including an excellent sign-up bonus purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any promotional APR promotions and the spending limit may not be appropriate for your business. It’s also not the best points-earning feature.
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The Ink Business Preferred Card, on the other hand it comes with a variety of other beneficial features, such as liability coverage primary coverage for car rentals shopping protection, and primary coverage for car rental. These benefits are perfect for small-scale business owners.
Furthermore to that, the Ink Business Preferred Card is a great method to earn points. When you spend money in certain categories, you’ll earn 3 points for every dollar you spend. For instance, if you make a purchase of $500 to your card in the first three months, then you’ll be rewarded with a welcome bonus of 100,000 points.
Divvy
If you’re a startup business owner looking for a credit card for business you might want look into Divvy. The card comes with a range of advantages and features. You can also keep track of your business expenses by using this card.
Divvy can be used alongside any other accounting software to allow users to look at their financial expenses. The program lets you create a budget, limit spending, and request funds. Additionally, Divvy lets you set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards evaluate your business’s financial situation and decide on how much you’ll need to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to get the most competitive rates of interest on business loans, and also provide valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash or cash back. Certain cards provide rewards for travel and shopping while others can be used to improve your credit score.
There are numerous credit card issuers that you can pick from, including Chase. You must also think about what you intend to do with the credit card. It is vital to find the right business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. The card gives you solid rewards on various purchase categories and even covers employees’ cell phone bills.