If you’re starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes but the process of getting the business credit card could be overwhelming and confusing. Here are some things you need to know about the process of obtaining a credit card.
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Brex provides a broad range of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build credit histories. The applicants don’t pay interest or require personal guarantees. Rather, applicants are evaluated by company business model and spending habits.
Credit limits up to 100 percent are permissible for applicants. This limit is determined by the amount a customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. Brex Travel offers four points to book travel. Additionally, you can earn three points on dining.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and a spend management tool. The card comes with a variety of benefits, including a fixed 1.5 percent cash back rate on all purchases. There are no annual charges, and the card doesn’t have other requirements, aside from a good credit score.
For businesses that are just starting out one of the advantages of using the low-interest business credit cards could be very appealing. A business credit card that offers additional protection may be a good option.
One of the most important benefits of a business low-interest credit card is that you don’t have to worry about managing multiple cards or worrying about the amount you can afford to pay off each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards for new businesses. It provides many advantages, such as a huge sign-up bonus and purchase protection along with travel perks. It does have some drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any introductory APR promotions available, and the spending cap may be too low for your business. It’s also not the best points-earning strategy.
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The Ink Business Preferred Card, on the other hand, offers many other useful features, including liability coverage, primary coverage for car rentals, shopping protection, and primary coverage for car rentals. These benefits are ideal for small business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend money in certain categories, you’ll earn three points per dollar you spend. For instance, if you make a purchase of $500 to your card in the first three months, you’ll get the welcome bonus of 100,000 points.
The Divvy card is a great choice for startup business owners looking for a business card. The card comes with a range of advantages and features. It also allows you to track your business expenses.
Divvy can be used with any external accounting software to allow users to see their financial expenses. You can create budgets, set maximum limits and request money. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also has a corporate card. These cards assess your company’s finances and determine the amount you can spend every month. Unlike traditional business credit cards, Divvy does not require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best interest rates for business loans, and also provide valuable rewards. For instance, a Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash back. Some cards offer rewards for travel and shopping and some can be used to build your business’s credit.
Apart from the top business credit cards from Chase but there are many other credit card issuers that are available to. However, you should think about how you will make use of a particular credit card. It is essential to find the right business credit card that meets your needs.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card an excellent option. This card offers solid rewards for a variety of purchase categories and even covers employees’ mobile phone costs.