For those that are starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” Although there is a yes answer it can be difficult and confusing to apply for a business credit card. Here are some tips to know about how to get the credit card you need.
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Brex provides a variety of financial services, such as corporate credit cards as well as spend management and expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build credit histories. It doesn’t charge interest or offer an individual guarantee. Instead applicants are evaluated on their company’s business model and their spending habits.
Customers can get up to 100 percent credit limit. The limit is determined based on the amount of money in a customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
You can earn rewards with a Brex Corporate credit card. For instance, you’ll earn four points when you travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and a spend management tool. It offers a wide range of benefits, including a standard 1.5 percent cashback on all purchases. The card has no annual fees and does not have any other requirements other than an excellent credit score.
For a business that is just beginning one of the advantages of using a business credit card that is low-interest can be extremely appealing. You might also consider a business credit card which offers additional security.
One of the most important advantages of a low-interest business credit card is that you don’t need to fret about juggling several cards or worrying about how much you’ll be able to pay every month. This is especially true if you’re looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards that are designed for startups. It offers a range of benefits, including a high sign-up bonus, purchase security, and travel perks. It has some downsides.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any promotional APR promotions to be found, and the spending limit may be too low for your business. Moreover, it’s not the most generous points-earning program.
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The Ink Business Preferred Card, on the other hand it comes with a variety of other beneficial features, such as liability coverage primary car rental coverage, shopping protection, and primary car rental coverage. These benefits are perfect for small-scale business owners.
The Ink Business Preferred Card is another great way to earn points. If you make purchases in certain categories, you can earn 3 points for every dollar you spend. For instance, if you make a purchase of $500 to your card in the first three months, you’ll get an offer of 100,000 points.
If you’re a business owner looking for an account for business credit, you may want to think about Divvy. This card has a variety of advantages and features. It also allows you to monitor your business expenses.
Divvy works with external accounting software and enables users to easily view financial expenses. You can create budget, set limits, and request money. Divvy also allows you to set an expense limit for your employees.
Divvy also offers a corporate credit card for corporate customers. The cards analyze your company’s financial situation and decide on how much you should spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the best interest rates for business loans and provide valuable rewards. For example one card, the Chase Ultimate Rewards business credit card gives you bonus points that could be converted to cash back. Certain cards provide rewards for shopping and travel as well as other cards that can be used to help to build credit for your business.
There are a variety of credit card issuers you could select from, including Chase. You should also consider the way you intend to use the credit card. It is essential to select the correct business credit card for your needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. The card gives you solid rewards on a variety of purchase categories and also covers cell phone bills.