For those who are starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although the answer is yes it can be difficult and confusing to apply for an enterprise credit card. Here are a few things you need to know about the process of getting a credit card.
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Brex offers a wide range of financial services, including corporate credit cards spending management, as well as expense management software. It offers a complete financial solution to startups.
The Brex Card, or Brex for Startups, is an credit card that assists startups establish their credit history. The cardholders don’t have to pay any interest and don’t have to provide an individual guarantee. Instead the applicants are evaluated based on their budget and business model.
Credit limits as high as 100 percent are permitted for applicants. This limit is based on the amount of money in a customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine the limit of its spending.
You can earn rewarding rewards by using the Brex Corporate credit card. Brex Travel offers four points to book travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spending management tool. The card offers a variety of benefits, including a simple 1.5 percent cashback rate on all purchases. The card does not have annual charges and doesn’t need any other conditions other than having a high credit score.
For a business that is just beginning one of the advantages of using a business credit card that is low-interest could be very appealing. You may also want to consider a business credit card that provides additional security.
One of the main features of a low-interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll be able to pay off each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for startup businesses. It offers many benefits, including a substantial initial bonus as well as purchase protection along with travel perks. However, it also has some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any promotional APR promotions to be found, and the spending limit may be too low for your business. This isn’t the most efficient point-earning option.
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The Ink Business Preferred Card, on the other hand, offers many other useful features like liability insurance, primary car rental coverage shopping protection, and primary coverage for car rentals. These benefits are ideal for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For instance, if charge $500 in purchases to your credit card within the first three months, then you’ll be rewarded with an offer of 100,000 points.
The Divvy is a great option for entrepreneurs who are starting their business and seeking an enterprise card. This type of credit card provides various benefits and features. It also allows you to keep track of your business expenses.
Divvy is compatible alongside any other accounting software that allows users to monitor their financial expenses. The software allows you to create a budget, restrict spending, and request funds. You can also set the spending limit for your employees.
Divvy also offers corporate cards. These cards assess your company’s finances and decide how much you should spend each month. Unlike traditional business credit cards, Divvy does not require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is important to find out the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards are the chance to secure best interest rates on business loans, and they are also able to provide useful rewards. For example one card, the Chase Ultimate Rewards business credit card can earn bonus points that could be converted to cash back. Certain cards provide rewards for shopping and travel and some can be used to help to build credit for your business.
Aside from the best business credit cards from Chase and other credit card issuers you can turn to. You should also consider the method of use for the credit card. It is vital to select the correct business credit card for your needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent option. This card provides solid rewards on different categories of purchases as well as protects employees’ mobile phone bills.