For those that are starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer but it can be difficult and confusing to apply for an enterprise credit card. Here are some tips to be aware of the process of obtaining a credit card.
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Brex 30
Brex offers a variety of financial services like corporate credit cards as well as spend management and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is an credit card that assists startups establish their credit history. Applicants don’t pay interest and don’t need to offer an individual guarantee. Instead, applicants are rated on the basis of their business model and spending habits.
Credit limits as high as 100 percent are permitted for applicants. This limit is determined by the amount a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points to book travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and spend management system. The card comes with a range of benefits, including a standard 1.5 percent cashback on all purchases. The card is free of annual fees and doesn’t have any other requirements other than an excellent credit score.
For businesses that are just starting out it is possible to reap the benefits of the low-interest business credit cards could be very appealing. A business credit card that comes with additional protection may be a possibility.
One of the key benefits of a business low-interest credit card is that you don’t have to fret about juggling several cards or worrying about the amount you can afford to pay each month. This is particularly true if you’re looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It provides many benefits, including a substantial sign up bonus, purchase protection, as well as travel benefits. It does have some drawbacks.
The Ink Business Preferred Card may not be ideal. There are no introductory APR offers and the spending limit might not be suitable for your company. This isn’t the most efficient points-earning feature.
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The Ink Business Preferred Card, however it offers a number of additional useful features, including liability coverage as well as primary car rental coverage, shopping protection, and primary coverage for car rentals. These benefits are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend in specific categories, you can earn 3 points per dollar you spend. In this case, if you spend $500 on purchases with your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divvy
If you’re a new business owner in search of an account for business credit, you may want to think about Divvy. This kind of card comes with a range of advantages and features. It also lets you keep track of your business expenses.
Divvy can be used with accounting software, and allows users to easily view financial expenses. You can create budget, set limits, and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards analyze your business’ finances and help you determine how much you can spend every month. As opposed to traditional business credit card, Divvy does not require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to learn about the rates offered by the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to get the most competitive rates of interest for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Certain cards provide rewards for shopping and traveling as well as other cards that can be used to help build your business’s credit.
There are a myriad of credit card issuers you can choose from, such as Chase. It is important to consider how you will use the credit card. It is crucial to choose an enterprise credit card that will meet your specific needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card offers solid rewards on different categories of purchases as well as covers employees’ cell phone bills.