For those who are just beginning the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of applying for an official business credit card can be a bit overwhelming and confusing. Here are a few tips to be aware of the process of obtaining an credit card.
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Brex provides a broad range of financial services, such as corporate credit cards and spend management as well as expense management software. Brex offers a complete financial solution for new businesses.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish credit histories. It doesn’t charge interest and don’t need to offer a personal guarantee. Instead, applicants are evaluated on the basis of their business model and spending patterns.
The applicants can enjoy up to 100 percent credit limit. This limit is by the amount of money that is in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you can earn four points on trips booked through Brex Travel. You can also earn three points on dining.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spending management solution. It comes with a myriad of benefits, including a fixed 1.5 percent cash back rate on all purchases. The card has no annual charges and doesn’t need any other conditions other than a good credit rating.
For a startup business, the benefits of using a business credit card with low interest are a great deal. It is also possible to look into a credit card for business with additional protection.
One of the primary benefits of a business low-interest credit card is that you don’t need to worry about juggling multiple cards or worrying about the amount you can afford to pay off each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for startup businesses. It comes with a range of benefits, such as an impressive sign-up bonus, purchase protection, as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any introductory APR promotions to be found and the spending limit may be too low for your business. Moreover, it’s not the most generous point-earning system.
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The Ink Business Preferred Card, on the other hand provides a range of useful features like liability insurance primary coverage for car rentals, shopping protection, and primary coverage for rental cars. If you’re a small-sized company owner, you’ll certainly benefit from these perks.
Additionally to that, the Ink Business Preferred Card is an excellent method to earn points. When you spend money in certain categories, you can earn three points for every dollar you spend. For instance, if charge $500 on purchases to your card during the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
Divvy is an excellent choice for business owners in the beginning seeking a business card. This card comes with a wide range of advantages and features. It also allows you to keep track of your business expenses.
Divvy integrates with other accounting software and enables users to view their the financial expenses. You can create budget, set limits, and request money. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also has a corporate card. These cards analyze your business financial situation and help you determine how much you can spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the highest interest rates for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash or cash back. Certain cards provide rewards for purchases and travel, while others can be used to improve your credit score.
In addition to the top business credit cards from Chase and other credit card issuers you can choose from. You should also think about the method of use for the credit card. It is crucial to choose the appropriate business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. This card gives you solid rewards for a variety of purchase categories and even will pay for employees’ mobile phone costs.
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