If you’re thinking of starting a business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is yes however the process of applying for a business credit card can be a bit overwhelming and confusing. Here are some things you need to be aware of when applying for the credit card you need.
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Brex provides a range of financial products, including corporate credit cards, spend management and expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card for start-ups that helps them build their credit history. The applicants don’t have to pay interest and don’t need to offer personal guarantees. Instead the applicants are evaluated on their company’s budget and business model.
Users can get 100 percent credit. The limit is determined by the amount of money that a customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine the limit of its spending.
You can earn valuable rewards by using the Brex Corporate credit card. For instance, you’ll earn four points on travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and a spend management solution. It offers a wide range of benefits, including a flat 1.5 percent cashback on all purchases. The card doesn’t have annual fees and doesn’t have any other requirements other than having a credit score of at least.
A business credit card with a low-interest rate is a great choice for startups. You might also consider a business credit card which offers additional security.
A low-interest business credit card are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about how much money you can afford each month. This is particularly applicable if you’re planning to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for new companies. It offers a variety of advantages, including an excellent sign-up bonus purchase protection, and travel benefits. It does have some drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any introductory APR offers and the spending limit might not be suitable for your business. This isn’t the most efficient points-earning strategy.
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On the other side, the Ink Business Preferred Card offers a lot of other useful features, including liability coverage, primary car rental coverage and a shopping protection. As a small business owner, you’ll definitely enjoy these benefits.
The Ink Business Preferred Card is another excellent method to earn points. When you spend in specific categories, you’ll earn 3 points for every dollar you spend. For instance, if add $500 worth of purchases to your card in the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
If you’re a start-up business owner looking for a business credit card, you may want to look into Divvy. The card comes with a range of advantages and features. You can also keep track of your business expenses using this card.
Divvy integrates with other accounting software and enables users to easily view the financial expenses. The program allows you to create a budget, restrict spending and request money. Divvy also allows you to set the spending limit for your employees.
Divvy also offers corporate cards. These cards review your company finances and assist you to decide how much money you’ll need to invest every month. Unlike traditional business credit cards, Divvy does not require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to know the rate of the company before applying.
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Chase Ultimate Rewards
Business credit cards can be the chance to secure highest interest rates for business loans. They can also offer valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash or cash back. Certain cards provide rewards for travel and shopping as well as others that can be used to build your credit score.
There are many credit card issuers that you can choose from, including Chase. You must also think about what you intend to do with the credit card. It is essential to locate the right business credit card that will meet your specific needs.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. The card is a good option for earning rewards for a variety of purchase categories and even covers mobile phone bills.