If you are thinking of starting your own business, the most important question you should ask yourself is “Can I get my business credit card?” Although there is a yes answer it can be a bit confusing and overwhelming to apply for an enterprise credit card. Here are a few things to learn about getting the credit card you need.
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Brex 30
Brex provides a range of financial services including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, or Brex for Startups, is a credit card that can help entrepreneurs build credit histories. The cardholders don’t have to pay any interest or offer an individual guarantee. Instead applicants are evaluated based on their company’s financial model and spending habits.
The applicants can enjoy up to 100 percent credit limit. The limit is by the amount of cash in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points for booking travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spending management tool. The card comes with a host of benefits, including a fixed 1.5% cash back rate on all purchases. There are no annual fees, and the card does not have other requirements other than an excellent credit score.
A business credit card with a low-interest rate is a great option for new businesses. You may also want to look into a credit card for business which offers additional security.
Business credit cards with low interest are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is especially relevant if you’re trying to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards designed for entrepreneurs. It offers many advantages, such as a huge initial bonus along with purchase protection, along with travel perks. However, it has a few drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any introductory APR deals and the spend limit might not be suitable for your company. Moreover, it’s not the most generous points-earning program.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features such as liability coverage and primary coverage for car rentals shopping protection, as well as primary car rental coverage. These perks are great for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend money in certain categories, you can earn 3 points per dollar you spend. For example the case of spending $500 on purchases made with your card in the first three months, you will receive a 100,000-point welcome bonus.
Divvy
If you’re a startup business owner in search of a business credit card, you may want to look into Divvy. This card has a variety of benefits and features. You can also keep track of your business expenses using this card.
Divvy works with external accounting software, and allows users to quickly view the financial expenses. You can create budgets, set the limits, and request funds. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also has a corporate card. These cards evaluate your business’s finances and determine how much you should spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to know the rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be the chance to secure best interest rates on business loans, and can also offer useful rewards. For instance a Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Some cards offer rewards for shopping and traveling, and others can be used to help to build credit for your business.
In addition to the top business credit cards from Chase but there are many other credit card issuers that you can use. It is important to consider how you will use the credit card. It is crucial to choose an enterprise credit card that meets your specific needs.
Small business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. The card is a good option for earning rewards for various categories of purchases and even protects employees’ mobile phone costs.