If you’re thinking about creating an enterprise, the most important question is “Can I get my business credit card?” The answer is yes however, the process of getting an official business credit card can be daunting and confusing. Here are some tips to learn about getting an credit card.
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Brex 30
Brex provides a range of financial services like corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for new businesses.
The Brex Card, also known as Brex for Startups, is an credit card that assists entrepreneurs build credit histories. The applicants don’t have to pay interest or need to provide a personal guarantee. Instead, applicants are evaluated by the business model of the company and spending patterns.
Credit limits up to 100 percent are permissible for applicants. This limit is determined by the amount of money a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. Brex Travel offers four points to book travel. You can also get three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as an expense management tool. It offers a wide range of advantages, including a fixed 1.5% cashback rate on all purchases. The card has no annual fees and doesn’t have any other qualifications other than having a high credit score.
For a business that is just beginning, the benefits of using a business credit card that is low-interest are a great deal. It is also possible to look into a business credit card which offers additional security.
Business credit cards with low interest are very convenient because you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of money you can afford each month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards for new businesses. It has many benefits, including a substantial reward for signing up as well as purchase protection as well as travel benefits. However, it has some drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any initial APR promos and the spending limit may not be appropriate for your business. Furthermore, it’s not the most generous points-earning program.
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The Ink Business Preferred Card, on the other hand, offers many other useful features like liability insurance primary car rental coverage shopping protection, and primary car rental coverage. As a small-scale business owner, you’ll definitely enjoy these benefits.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For example, if you charge $500 on purchases to your credit card within the first three months, you’ll be eligible for a welcome bonus of 100,000 points.
Divvy
Divvy is an excellent choice for startup business owners seeking an enterprise card. This kind of card comes with many advantages and features. It also allows you to track your business expenses.
Divvy integrates with other accounting software and enables users to view their financial expenses. The program allows you to create a budget, restrict spending and even request money. It also lets you set the spending limit for your employees.
Divvy also offers a corporate card. These cards assess your business financial situation and help you determine how much you’ll need to spend each month. Unlike traditional business credit cards, Divvy does NOT require personal guarantees.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate of the company prior to you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the best rates of interest for business loans and provide valuable rewards. For instance one card, the Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash. Some cards offer rewards for shopping and travel and others can be used to boost your credit score.
There are a variety of credit card issuers you can select from, including Chase. But, you must consider the ways you will use a particular credit card. It is essential to find the right business credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. The card provides solid rewards for various categories of purchases and even protects employees’ mobile phone bills.