If you’re thinking of starting your own business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is yes, but the process of applying for a business credit card can be overwhelming and confusing. Here are a few things you need to know about the process of obtaining an credit card.
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Brex 30
Brex offers a wide range of financial services, including corporate credit cards, spend management, and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build credit histories. The applicants don’t have to pay interest or need to provide an individual guarantee. Instead, applicants are assessed by the company’s business model and spending habits.
Users can get 100 percent credit. This limit is determined by the amount of money that a customer has in their Brex Cash account. Every day, the Brex Card draws from the account to determine its limit for spending.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points to book travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and spend management solution. It offers a wide range of benefits, including a simple 1.5 percent cashback rate on all purchases. There are no annual fees, and the card doesn’t have any other requirements, aside from having a high credit score.
For a business that is just beginning one of the advantages of using a business credit card with low interest could be very appealing. You may also look into a credit card for business which offers additional security.
A business credit card with a low-interest rate are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of you can manage each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for new businesses. It offers a range of benefits, such as an impressive sign-up bonus, purchase protection, and travel benefits. However, it has a few drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any promotional APR offers and the spending limit might not be suitable for your business. Moreover, it’s not the most generous points-earning feature.
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On the other hand the Ink Business Preferred Card offers many other beneficial features, including liability coverage as well as primary coverage for car rental as well as a shopping security. These benefits are ideal for small business owners.
The Ink Business Preferred Card is another excellent way to earn points. When you spend money in certain categories, you’ll earn 3 points for every dollar you spend. For instance, if add $500 worth of purchases to your card during the first three months, you’ll get an initial bonus of 100,000 points.
Divvy
Divvy is an excellent choice for entrepreneurs who are starting their business and looking for business cards. This type of card comes with numerous advantages and features. It also allows you to keep track of your business expenses.
The Divvy app can be used with any external accounting software that allows users to see their financial expenses. The program allows you to create a budget, limit spending and even request money. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also has corporate cards. These cards evaluate your business finances and assist you to determine how much you’ll need to invest every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to learn about the rates offered by the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best interest rates for business loans. They also offer rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash back. Some cards offer rewards for shopping and travel and others can be used to improve your credit score.
There are a myriad of credit card issuers to choose from, including Chase. You should also think about the way you intend to use the credit card. It is crucial to locate the best business credit card for your needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card offers solid rewards for various categories of purchases and even covers employees’ cell phone bills.