For those that are starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes but the process of getting an enterprise credit card can be a bit overwhelming and confusing. Here are some points you should be aware of about the process of applying for an credit card.
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Brex provides a range of financial products, including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build their credit score. The cardholders don’t have to pay any interest and don’t have to offer personal guarantees. Instead, applicants are evaluated on their company’s budget and business model.
Users can get 100 percent credit. The limit is determined by the amount of cash in a customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points for booking travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spend management tool. The card comes with a variety of benefits including a standard 1.5% cash back rate on all purchases. The card has no annual fees and doesn’t require any other requirements other than a good credit rating.
If you are a new business benefiting from a business credit card with low interest are a great deal. You might also consider a business credit card that provides additional security.
A low-interest business credit cards are extremely convenient since you don’t have the worry of managing multiple credit cards or worrying about how much you can manage each month. This is especially true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards that are designed for startups. It provides many advantages, such as a huge initial bonus along with purchase protection, as well as travel perks. However, it has several drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any APR introductory promotions to be found, and the spending limit could be too low for your business. It’s also not the best point-earning option.
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On the other hand however, the Ink Business Preferred Card offers several other valuable features, such as liability insurance as well as primary coverage for car rental, and a shopping protection. As a small business owner, you’ll surely benefit from these perks.
The Ink Business Preferred Card is another great method to earn points. Spend in certain categories and earn 3 points for every dollar. For instance, if you charge $500 on purchases to your credit card within the first three months, you’ll get an initial bonus of 100,000 points.
If you’re a business owner in search of a credit card for business You might want to consider Divvy. The card comes with a range of benefits and features. It also lets you monitor your business expenses.
Divvy is compatible alongside any other accounting software that allows users to see their financial expenses. You can create budgets, set limits, and request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards assess your company’s financial situation and decide on how much you should spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the best interest rates for business loans and offer valuable rewards. For instance the Chase Ultimate Rewards business credit card offers bonus points that can translate to cash back. Some cards offer rewards for shopping and traveling while others can be used to boost your credit score.
There are a myriad of credit card issuers you can choose from, such as Chase. However, you should consider how you will use a particular credit card. It is important to find an enterprise credit card that suits your particular needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card gives you solid rewards for various purchase categories and even covers employees’ mobile phone costs.