For those who are just beginning the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes but the process of getting a business credit card can be a bit overwhelming and confusing. Here are a few things you need to know about the process of obtaining credit card.
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Brex offers a variety of financial products, including corporate credit cards along with spend management and expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups establish their credit histories. The applicants don’t have to pay interest or require an individual guarantee. Instead the applicants are evaluated on their company’s business model and their spending habits.
Users can get 100 percent credit limit. This limit is by the amount of cash in the customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn significant rewards with a Brex Corporate credit card. For instance, you could get four points on travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and spend management tool. The card offers a variety of advantages, including a fixed 1.5% cashback rate on all purchases. There are no annual fees, and the card doesn’t require other requirements, aside from having a credit score of at least.
For a business that is just beginning benefiting from a business credit card that is low-interest could be very appealing. You may also look into a credit card for business with additional protection.
Business credit cards with low interest are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about how much you can manage each month. This is particularly true if you’re looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for new companies. It offers many benefits, including a high sign up bonus along with purchase protection, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any introductory APR deals and the spend limit might not be suitable for your business. It’s also not the most effective points-earning strategy.
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The Ink Business Preferred Card, however it offers a number of additional useful features like liability insurance and primary car rental coverage shopping protection, as well as primary coverage for car rental. These benefits are ideal for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For example, if you charge $500 on purchases to your credit card during the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
The Divvy is a great option for startup business owners looking for a business card. This kind of card comes with numerous advantages and features. It also lets you monitor your business expenses.
Divvy is compatible with any accounting software that allows users to look at their financial expenses. You can then create a budget, set limits, and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards look at your company’s finances and determine the amount you should spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the highest rates of interest on business loans and provide valuable rewards. For example one card, the Chase Ultimate Rewards business credit card gives you bonus points that can be converted into cash back. Certain cards provide rewards for shopping and traveling while others can be used to to build credit for your business.
Apart from the top business credit cards from Chase and other credit card issuers that you can choose from. It is important to consider what you intend to do with the credit card. It is vital to locate the best business credit card to meet your requirements.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card a great option. This card offers solid rewards for various categories of purchases and even covers mobile phone bills.