For those who are just beginning the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes however the process of obtaining the business credit card could be daunting and confusing. Here are a few points you should be aware of about the process of applying for the credit card.
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Brex 30
Brex offers a wide range of financial services, including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for new businesses.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups build their credit history. It doesn’t charge interest or provide an individual guarantee. Instead, applicants are assessed on the basis of their business model and spending habits.
Credit limits of up to 100 percent are permitted for applicants. The limit is determined by the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points for booking travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a budget management tool. The card comes with a variety of benefits including a flat 1.5 percent cash back rate on all purchases. The card doesn’t have annual fees and doesn’t have any other qualifications other than having a credit score of at least.
For a business that is just beginning, the benefits of using a business credit card with low interest could be very appealing. You may also want to consider a business credit card with additional protection.
One of the key benefits of a business low-interest credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll have to pay each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards that are designed for startups. It provides a wide range of benefits, including an impressive sign-up bonus, purchase protection, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any APR introductory promotions to be found and the spending cap may be too low for your business. This isn’t the most efficient point-earning option.
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The Ink Business Preferred Card, on the other hand it comes with a variety of other beneficial features like liability insurance, primary car rental coverage shopping protection, and primary coverage for car rentals. These perks are perfect for small business owners.
Moreover to that, the Ink Business Preferred Card is a great opportunity to earn points. When you spend in certain categories, you can earn three points for every dollar you spend. For example, if you charge $500 on purchases to your credit card within the first three months, you’ll be eligible for an offer of 100,000 points.
Divide
Divvy is an excellent choice for entrepreneurs who are starting their business and seeking an business card. This card comes with a wide range of benefits and features. It also lets you track your business expenses.
Divvy is compatible with external accounting software, and allows users to easily view the financial expenses. You can then create budgets, set the limits, and request money. Additionally, Divvy permits you to set a spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards analyze your business’ finances and help you decide how much money you’ll need to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate of the company prior to you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure best rates of interest on business loans, and also provide valuable rewards. For example a Chase Ultimate Rewards business credit card offers bonus points that can translate to cash back. Certain cards provide rewards for travel and shopping and others can be used to improve your credit score.
Apart from the top business credit cards from Chase but there are many other credit card issuers that you can choose from. However, you should consider the ways you will utilize a specific credit card. It is important to find an enterprise credit card that is suitable for your needs.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card a fantastic option. This card is a great way to earn rewards for various categories of purchases, and it even covers cell phone bills.