If you’re thinking of starting your own business, the first important thing to consider is “Can I get my business credit card?” Although there is a yes answer it can be daunting and confusing to apply for a business credit card. Here are a few points you should be aware of about the process of obtaining a credit card.
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Brex offers a wide range of financial services, such as corporate credit cards as well as spend management and expense management software. Brex offers a complete financial solution to startups.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish credit histories. The applicants don’t pay interest or have to provide personal guarantees. Instead, applicants are evaluated by the business model of the company and spending patterns.
The applicants can enjoy up to 100 percent credit. This limit is determined by the amount of money a customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
You can earn significant rewards using a Brex Corporate credit card. For instance, you could earn four points on trips booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as an expense management tool. The card comes with a variety of benefits, including a fixed 1.5 percent cash-back rate on all purchases. The card doesn’t have annual fees and does not have any other conditions other than a good credit rating.
A low-interest business credit card is a great choice for those who are just starting out. A business credit line with additional protection may be an option.
A low-interest business credit card are extremely convenient since you don’t have to worry of managing multiple cards or worrying about how much you can manage each month. This is particularly relevant if you’re trying to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for new businesses. It provides a wide range of benefits, such as an impressive sign-up bonus, purchase protection, and travel benefits. However, it has several drawbacks.
The Ink Business Preferred Card may not be ideal. There aren’t any promotional APR deals and the spend limit may not be appropriate for your business. It’s not the most efficient points-earning program.
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On the other side the Ink Business Preferred Card offers a lot of other useful features, including liability coverage and primary car rental coverage and a shopping protection. If you’re a small-sized company owner, you’ll certainly enjoy these benefits.
Moreover it is worth noting that the Ink Business Preferred Card is an excellent method to earn points. Spend in certain categories , and you’ll earn three points per dollar. For example, if you make a purchase of $500 to your card during the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
If you’re a startup business owner looking for a business credit card you might want to look into Divvy. This card has a variety of benefits and features. It also lets you keep track of your business expenses.
Divvy integrates with other accounting software, and allows users to easily monitor financial expenses. The software lets you set a budget, limit spending and request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers corporate cards. These cards assess your company’s finances and decide how much you should spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to understand the company’s rate before applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best rates of interest for business loans, and also provide valuable rewards. For example, a Chase Ultimate Rewards business credit card gives you bonus points that could be converted to cash back. Certain cards provide rewards for purchases and travel as well as others that can be used to improve your credit score.
Aside from the best business credit cards offered by Chase, there are other credit card issuers that you can use. However, you must think about the ways you will make use of a specific credit card. It is important to find a business credit card that is suitable for your particular needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card offers solid rewards across a variety of categories and even protects employees’ mobile phone bills.