For those who are starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While there is a yes answer it can be daunting and confusing to apply for an enterprise credit card. Here are some points you should be aware of about the process of obtaining the credit card.
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Brex offers a variety of financial services including corporate credit cards, spend management and expense management software. It offers a complete financial solution for new businesses.
The Brex Card, also known as Brex for Startups, is an account that helps startups establish credit histories. It doesn’t charge interest or provide an individual guarantee. Instead applicants are evaluated based on their company’s business model and their spending habits.
Customers can get up to a 100 percent credit limit. The limit is determined based on the amount of money that is in the customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
You can earn rewards by using a Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also receive three points when dining out.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card as well as a spending management tool. It offers a wide range of advantages, including a fixed 1.5 percent cashback rate on all purchases. The card has no annual fees and doesn’t require any other requirements other than having a high credit score.
A low-interest business credit line is a great choice for new businesses. You might also look into a business credit card that offers additional protection.
One of the most important advantages of a low interest business credit card is that you don’t need to fret about juggling several cards or worrying about how much you’ll have to pay every month. This is especially true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards available to start-up businesses. It comes with a range of benefits, like a high sign-up bonus, purchase protection, and travel perks. It has some downsides.
The Ink Business Preferred Card may not be ideal. There aren’t any APR introductory promotions to be found, and the spending limit may be too low for your company. In addition, it’s not exactly the most generous points-earning program.
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The Ink Business Preferred Card, on the other hand, offers many other useful features, such as liability coverage primary car rental coverage shopping protection, as well as primary coverage for rental cars. As a small business owner, you’ll surely benefit from these perks.
The Ink Business Preferred Card is another great method to earn points. Spend in certain categories , and you’ll earn three points per dollar. For example the case of spending $500 on purchases with your card in the first three months, you’ll receive a 100,000-point welcome bonus.
If you’re a new business owner in search of an enterprise credit card you might want think about Divvy. This card offers a variety of advantages and features. You can also keep track of your business expenses by using this card.
Divvy can be used with accounting software, allowing users to view their financial expenses. The software allows you to make a budget, limit spending and request money. It also lets you set an expense limit for your employees.
Divvy also offers a corporate card. These cards assess your company’s finances and determine how much you should spend each month. Contrary to traditional business credit cards, Divvy does NOT require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the best rates of interest for business loans and provide valuable rewards. For example the Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Some cards offer rewards for shopping and travel as well as other cards that can be used to to build credit for your business.
There are a myriad of credit card issuers you could choose from, such as Chase. However, you must think about the way you intend to use a particular credit card. It is important to find an enterprise credit card that meets your particular needs.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. This card is a great way to earn rewards on a variety of purchase categories, and it even covers cell phone bills.